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Bridge Loans in Hartford, CT

Find lenders offering bridge loans in the Hartford, including West Hartford, New Britain, East Hartford, and surrounding areas. Compare rates, terms, and programs from 41 lenders.

Lenders
41
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Which Bridge lenders serve Hartford?

41 lenders offering bridge loans in the Hartford, CT area.

LoanCore Capital

Local

Hartford, CT

Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.

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RCN Capital

Local

South Windsor, CT

Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.

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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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What does the Hartford commercial real estate market look like?

Hartford is the historic insurance capital of the United States, with companies like The Hartford, Aetna (now part of CVS Health), and Travelers maintaining significant operations in the metro. The downtown core along Main Street and Asylum Street has experienced elevated office vacancy as insurers consolidated and adopted hybrid work models, creating opportunities for adaptive reuse investors. West Hartford Center has become the metro's premier retail and dining destination, commanding top rents in the region. The I-91 corridor and the Bradley International Airport area in Windsor Locks support industrial and logistics tenancy, including Pratt & Whitney's jet engine manufacturing operations.

Key Economic Drivers

  • Insurance industry headquarters and operations (The Hartford, Travelers, Lincoln Financial)
  • Pratt & Whitney (RTX Corporation) jet engine manufacturing and engineering in East Hartford
  • Hartford HealthCare and Trinity Health Of New England hospital systems
  • University of Connecticut and its Hartford campus expansion in the downtown core

Market Insight

Connecticut's judicial foreclosure process averages 18 to 36 months, which is among the longest in the nation, and CRE lenders active in the Hartford market must factor this extended timeline into their risk modeling and distressed asset recovery assumptions.

How do bridge loans work in Hartford, Connecticut?

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Hartford metro area, borrowers can access 41 lenders offering Bridge financing, including West Hartford, New Britain, East Hartford, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who should consider bridge loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

What are the key requirements?

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

Bridge Loans in Hartford FAQ

How many Bridge lenders serve Hartford, CT?
There are 41 lenders offering bridge loans in the Hartford metro area. Of these, 2 are headquartered in Connecticut, including LoanCore Capital, RCN Capital. Loan amounts typically range from 250K to 50M with rates from 8% - 12%.
What are Bridge loan rates in Hartford?
Bridge loan rates in Hartford typically range from 8% - 12%, though exact rates depend on factors like your credit score, the property's cash flow, and loan-to-value ratio. Down payments usually run 20-30%, and closing can take 1-3 weeks. Compare multiple Hartford-area lenders to find the best terms for your deal.
What's the difference between a bridge loan and hard money?
They overlap significantly. Bridge loans tend to be slightly more institutional, with lower rates and higher minimums. Hard money is often from private individuals, more flexible but more expensive. The terms are sometimes used interchangeably.
When should I use a bridge loan?
When you need to close fast, when the property doesn't qualify for permanent financing yet (unstabilized, needs renovation), or when you need short-term capital while arranging long-term financing.

Where else can I find bridge loans in Connecticut?

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