Guides & Resources
Clear, practical guides on every type of commercial loan. Built for borrowers making real financing decisions.
Popular lender pages
Start with the loan page, then read the matching guide if you need the nuance.
DSCR Loans: A Practical Guide for Real Estate Investors
What documents you need, what the process looks like from application to closing, common denial reasons, and how to position yourself for approval.
SBA 7(a) vs. 504: Which One Do You Actually Need?
A side-by-side comparison of the two most popular SBA loan programs — the paperwork, the process, the timeline, and which one fits your situation.
SBA 504 Construction Loan Guide: Structure, Timing, and Costs
Can SBA 504 fund ground-up construction? Yes, for owner-occupied projects. See the structure, timing, financeable costs, and common deal killers.
USDA Business & Industry Loan Guarantee Guide (2026)
A practical borrower guide to USDA B&I loans, including rural rules, FY2026 guarantee fees, sizing, documents, and when B&I beats SBA 7(a).
DSCR vs. Conventional Loans: Which Is Right for Your Investment Property?
A side-by-side comparison of DSCR and conventional loans. When each makes sense, rate differences, documentation requirements, and which one fits your deal.
Bridge Loans vs. Hard Money: What's Actually Different?
Bridge loans and hard money loans overlap more than people think. Here's when each makes sense, what they actually cost, and how to pick the right one.
Bridge-to-DSCR Refinance: The Complete Strategy Guide for Investors
How to use a bridge loan to acquire and renovate, then refinance into long-term DSCR financing. Timeline, math, common mistakes, and how to find lenders for each phase.
Commercial Bridge Loan Rates and Fees in 2026
What bridge debt actually costs in 2026, including SOFR-based pricing, origination points, extension fees, reserves, and hidden carry costs.
When to Refinance a Commercial Property in 2026
How to time a commercial refinance in 2026, including maturity risk, bridge exits, prepayment math, multifamily takeouts, and office assets.
CMBS vs. Bank Loans: Which Commercial Mortgage Fits Your Deal?
How CMBS and bank loans differ on rates, leverage, recourse, flexibility, and which one makes more sense for a stabilized commercial property.
Fort Wayne Commercial Real Estate Loans Guide
A local borrower guide to Fort Wayne commercial real estate loans, including bank, SBA, DSCR, bridge, and construction options by property type.
How to Get a Bridge Loan for Commercial Real Estate
When bridge financing makes sense, what it costs, and how to structure a deal that gets to the closing table.
Commercial Construction Loans: Requirements, Rates & Process
A practical guide to financing ground-up development, from draw schedules and contingencies to permanent takeout options.
Construction to Permanent Commercial Loan Guide
How to plan the takeout before the build is done, including single-close, mini-perm bridge, SBA 504, HUD, and lease-up risk.
First-Time Commercial Borrower's Checklist
The practical checklist for your first commercial loan: documents, entity setup, credit, equity, lender fit, and what actually happens from first call to closing.
Freddie Mac Small Balance Loan Guide for Borrowers
A borrower-side guide to Freddie Mac SBL, including who qualifies, leverage, DSCR, prepayment, mixed-use limits, and when it beats bank debt.
HUD 223(f) Loans Guide for Multifamily Borrowers
Plain-English guide to HUD 223(f) for acquiring or refinancing multifamily. See who qualifies, timeline, third-party reports, and when 35-year debt makes sense.
HUD 221(d)(4) Loan Guide for Multifamily Construction
Borrower guide to HUD 221(d)(4) for multifamily construction and substantial rehab, including leverage, DSCR, Davis-Bacon, timing, and when to use conventional debt instead.
Current Commercial Loan Rates
A borrower friendly snapshot of commercial loan rates by product type, plus the factors that move pricing, fees, and lender fit.