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Bridge Loans in Washington, DC

Find lenders offering bridge loans in the Washington, including Arlington, Alexandria, Bethesda, and surrounding areas. Compare rates, terms, and programs from 42 lenders.

Lenders
42
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Washington

42 lenders offering bridge loans in the Washington, DC area.

PNC Bank, National Association

SBA

WILMINGTON, DE

One of the largest U.S. banks, offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive treasury management. Full-service business banking across the eastern United States.

68 SBA loans
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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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iBorrow

CA

Commercial real estate bridge lender. Loan amounts up to $100M+. Fast closing for large CRE transactions.

$2M – $100M
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Washington Commercial Real Estate Market

Washington, D.C. has one of the most resilient CRE markets in the country, underpinned by federal government tenancy, a massive ecosystem of law firms, trade associations, and government contractors, and a growing tech and life sciences sector. The East End and Capitol Riverfront/Navy Yard submarkets have been the primary focus of new office and mixed-use development, while the K Street/Connecticut Avenue corridor remains the traditional lobbying and law firm office core. The NoMa (North of Massachusetts Avenue) and Union Market districts have transformed from industrial to vibrant mixed-use neighborhoods. Georgetown, Dupont Circle, and Adams Morgan command premium retail rents driven by high foot traffic and affluent demographics.

Key Economic Drivers

  • Federal government agencies (GSA-leased office space) and defense/intelligence contractor headquarters
  • K Street law firms, lobbying organizations, and trade association offices
  • George Washington University, Georgetown University, and associated medical centers
  • Amazon HQ2 in neighboring Arlington, Virginia, and its spillover economic effects

Market Insight

D.C.'s Height of Buildings Act limits most structures to 130 feet, constraining vertical development and supporting long-term property values in the core, while also pushing development outward to emerging submarkets like the Wharf, Capitol Riverfront, and Buzzard Point.

Bridge Loans in Washington, District of Columbia

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Washington metro area, borrowers can access 42 lenders offering Bridge financing, including Arlington, Alexandria, Bethesda, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

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