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Bridge Loans in Tallahassee, FL

Find lenders offering bridge loans in the Tallahassee, including Quincy, Crawfordville, and surrounding areas. Compare rates, terms, and programs from 43 lenders.

Lenders
43
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Tallahassee

43 lenders offering bridge loans in the Tallahassee, FL area.

Janover

Local

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

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Lending One

Local

Boca Raton, FL

National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.

$75K – $5M
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New Silver Lending

Local

FL

Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.

$100K – $5M
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Vaster

Local

Miami, FL

Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.

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PNC Bank, National Association

SBA

WILMINGTON, DE

One of the largest U.S. banks, offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive treasury management. Full-service business banking across the eastern United States.

68 SBA loans
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Truist Bank

SBA

Charlotte, NC

One of the top 10 U.S. banks formed by the BB&T and SunTrust merger. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive business banking nationwide.

13 SBA loans
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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Tallahassee Commercial Real Estate Market

Tallahassee's commercial real estate market is predominantly driven by state government operations and two major universities — Florida State University and Florida A&M University — creating a uniquely stable but cyclically limited demand profile. The primary office submarkets run along Thomasville Road, the Capitol Center district, and the Apalachee Parkway corridor, with government tenants anchoring much of the Class A inventory. The Innovation Park, located between FSU and FAMU, hosts technology and research tenants, while Midtown and CollegeTown have emerged as mixed-use districts blending student housing with retail and dining. Unlike South Florida's volatile boom-and-bust cycles, Tallahassee's market offers lower volatility but also more modest appreciation potential.

Key Economic Drivers

  • Florida state government as the single largest employer and office tenant
  • Florida State University and Florida A&M University research and enrollment spending
  • Innovation Park technology and government research tenancy
  • Tallahassee Memorial HealthCare and Capital Regional Medical Center anchoring medical office demand

Market Insight

The Florida Legislature's annual session and government operations anchor approximately 30% of Tallahassee's office absorption, making the state budget cycle a meaningful variable in CRE leasing activity — a dynamic unlike any other Florida metro.

Bridge Loans in Tallahassee, Florida

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Tallahassee metro area, borrowers can access 43 lenders offering Bridge financing, including Quincy, Crawfordville, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

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