Bridge Loans in Baltimore, MD
Find lenders offering bridge loans in the Baltimore, including Towson, Columbia, Annapolis, and surrounding areas. Compare rates, terms, and programs from 42 lenders.
Bridge Lenders Serving Baltimore
42 lenders offering bridge loans in the Baltimore, MD area.
Walker & Dunlop
LocalBethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
PNC Bank, National Association
SBAWILMINGTON, DE
One of the largest U.S. banks, offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive treasury management. Full-service business banking across the eastern United States.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Arbor Realty Trust
Uniondale, NY
Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.
Berkadia
Ambler, PA
Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
Cushman & Wakefield
Chicago, IL
Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Baltimore Commercial Real Estate Market
Baltimore's commercial real estate market benefits from proximity to Washington, D.C., a major port, and world-class medical and research institutions. The Inner Harbor and Harbor Point developments have reshaped the waterfront into a mixed-use destination with significant office and hospitality inventory, while Port Covington's $5.5 billion redevelopment — anchored by Under Armour's global headquarters — represents one of the largest urban renewal projects on the East Coast. The Johns Hopkins medical campus in East Baltimore and the University of Maryland BioPark drive demand for lab space and medical office. Industrial demand remains strong at the Port of Baltimore and along the I-95 corridor, particularly for logistics and distribution facilities.
Key Economic Drivers
- ●Johns Hopkins University and Health System, the city's largest private employer with 50,000-plus workers
- ●Port of Baltimore and its growing role in East Coast container and auto import logistics
- ●University of Maryland Medical System and BioPark life sciences campus
- ●Port Covington and Harbor Point waterfront redevelopment attracting corporate tenants
Market Insight
Maryland's Enterprise Zone tax credits offer a 10-year real property tax reduction for qualified projects in designated Baltimore neighborhoods, with credits of up to 80% in the first year — one of the most generous urban CRE incentive programs on the East Coast.
Bridge Loans in Baltimore, Maryland
Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Baltimore metro area, borrowers can access 42 lenders offering Bridge financing, including Towson, Columbia, Annapolis, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.
Who Should Consider Bridge Loans?
- Value-add acquisitions
- Renovations before refinance
- Properties not yet stabilized
- Time-sensitive deals
Key Requirements
- Clear exit strategy (refinance or sale)
- Sufficient equity or down payment
- Property with upside potential
- Borrower experience (preferred)
Advantages
- ✓Extremely fast closing
- ✓Flexible underwriting
- ✓Interest-only payments
- ✓Finance properties conventional lenders won't touch
Considerations
- •Higher interest rates
- •Short term requires exit strategy
- •Origination fees (1-3 points)
- •Prepayment penalties possible
Bridge Loans in Other Maryland Cities
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