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Bridge Loans in Bend, OR

Find lenders offering bridge loans in the Bend, including Redmond, Sunriver, and surrounding areas. Compare rates, terms, and programs from 41 lenders.

Lenders
41
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Bend

41 lenders offering bridge loans in the Bend, OR area.

Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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iBorrow

CA

Commercial real estate bridge lender. Loan amounts up to $100M+. Fast closing for large CRE transactions.

$2M – $100M
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Janover

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

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Bend Commercial Real Estate Market

Bend is one of Oregon's fastest-growing small metros, driven by lifestyle migration and a booming tourism economy that generates outsized demand for hospitality, retail, and short-term rental properties. The Old Mill District along the Deschutes River has become the city's signature mixed-use commercial center, while the Juniper Ridge area on the north side is the primary zone for industrial and flex-space development. Commercial land prices have risen sharply due to the urban growth boundary and Deschutes County's limited buildable supply, creating a constrained market where new construction often commands premium rents. The local economy has diversified beyond tourism into craft brewing, outdoor gear companies, and a growing remote-worker population.

Key Economic Drivers

  • Tourism and outdoor recreation economy anchored by Mt. Bachelor ski resort and Deschutes River recreation
  • St. Charles Health System, the largest employer in Central Oregon, expanding its medical campus
  • Craft brewing and distilling cluster including Deschutes Brewery, Boneyard Beer, and Bend Distillery
  • Remote worker migration fueling demand for coworking spaces, residential conversions, and neighborhood retail

Market Insight

Bend's population has roughly doubled since 2000, but its urban growth boundary severely limits developable commercial land, creating a supply-constrained environment where Class A retail and office rents can rival those in Portland's suburban corridors.

Bridge Loans in Bend, Oregon

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Bend metro area, borrowers can access 41 lenders offering Bridge financing, including Redmond, Sunriver, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

Bridge Loans in Other Oregon Cities

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