Bridge Loans in Philadelphia, PA
Find lenders offering bridge loans in the Philadelphia, including Camden, Cherry Hill, King of Prussia, and surrounding areas. Compare rates, terms, and programs from 43 lenders.
Bridge Lenders Serving Philadelphia
43 lenders offering bridge loans in the Philadelphia, PA area.
Berkadia
LocalAmbler, PA
Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.
PNC Real Estate
LocalPittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
PNC Bank, National Association
SBAWILMINGTON, DE
One of the largest U.S. banks, offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive treasury management. Full-service business banking across the eastern United States.
Truist Bank
SBACharlotte, NC
One of the top 10 U.S. banks formed by the BB&T and SunTrust merger. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive business banking nationwide.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Arbor Realty Trust
Uniondale, NY
Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
Cushman & Wakefield
Chicago, IL
Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
Philadelphia Commercial Real Estate Market
Philadelphia is the largest CRE market in Pennsylvania and one of the major investment hubs on the East Coast, with a diverse economy spanning healthcare, higher education, financial services, and life sciences. University City — anchored by the University of Pennsylvania, Drexel University, and the Children's Hospital of Philadelphia — has become a nationally recognized innovation district with billions in institutional development. The Navy Yard redevelopment in South Philadelphia has attracted corporate tenants including GlaxoSmithKline and Urban Outfitters to a 1,200-acre mixed-use campus. The I-76/King of Prussia corridor remains the region's densest suburban office submarket, while Center City's residential conversion trend has absorbed older Class B office stock.
Key Economic Drivers
- ●University City innovation district anchored by Penn Medicine, CHOP, and Drexel's Schuylkill Yards project
- ●Comcast Technology Center and Comcast's $2 billion-plus downtown campus investment
- ●Life sciences corridor along the I-76 and Route 202 suburban corridors including Conshohocken and King of Prussia
- ●Philadelphia Navy Yard's 1,200-acre redevelopment into a mixed-use corporate campus
Market Insight
Philadelphia's 10-year tax abatement program for new construction and substantial rehabilitation has been one of the most powerful development incentives in any major U.S. city, though the program has been modified in recent years to phase in property taxes more gradually.
Bridge Loans in Philadelphia, Pennsylvania
Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Philadelphia metro area, borrowers can access 43 lenders offering Bridge financing, including Camden, Cherry Hill, King of Prussia, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.
Who Should Consider Bridge Loans?
- Value-add acquisitions
- Renovations before refinance
- Properties not yet stabilized
- Time-sensitive deals
Key Requirements
- Clear exit strategy (refinance or sale)
- Sufficient equity or down payment
- Property with upside potential
- Borrower experience (preferred)
Advantages
- ✓Extremely fast closing
- ✓Flexible underwriting
- ✓Interest-only payments
- ✓Finance properties conventional lenders won't touch
Considerations
- •Higher interest rates
- •Short term requires exit strategy
- •Origination fees (1-3 points)
- •Prepayment penalties possible
Bridge Loans in Other Pennsylvania Cities
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