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Bridge Loans in Knoxville, TN

Find lenders offering bridge loans in the Knoxville, including Maryville, Farragut, Oak Ridge, and surrounding areas. Compare rates, terms, and programs from 42 lenders.

Lenders
42
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Knoxville

42 lenders offering bridge loans in the Knoxville, TN area.

Truist Bank

SBA

Charlotte, NC

One of the top 10 U.S. banks formed by the BB&T and SunTrust merger. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive business banking nationwide.

13 SBA loans
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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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iBorrow

CA

Commercial real estate bridge lender. Loan amounts up to $100M+. Fast closing for large CRE transactions.

$2M – $100M
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Knoxville Commercial Real Estate Market

Knoxville's CRE market is anchored by the University of Tennessee's flagship campus, Oak Ridge National Laboratory, and the Tennessee Valley Authority headquarters, creating a stable base of institutional and government tenants. The downtown core has experienced a revival centered on Market Square and Gay Street, where historic buildings have been converted into boutique hotels, restaurants, and creative office spaces. The Pellissippi Parkway technology corridor connects the university, Oak Ridge, and suburban office parks in Farragut, forming the primary axis for tech and engineering firms. The Alcoa Highway and Turkey Creek submarkets serve as major retail and medical office nodes, with Covenant Health and the University of Tennessee Medical Center driving healthcare-related CRE demand.

Key Economic Drivers

  • University of Tennessee flagship campus with 30,000+ students and its research park operations
  • Oak Ridge National Laboratory, the Department of Energy's largest science and energy lab
  • Tennessee Valley Authority headquarters and regional operations center
  • Pellissippi Parkway technology corridor linking UT, Oak Ridge, and suburban corporate campuses

Market Insight

Oak Ridge National Laboratory's role as a hub for advanced manufacturing, supercomputing, and nuclear research has attracted a cluster of defense contractors and tech firms to the Pellissippi Parkway corridor, creating a specialized submarket for R&D and secure-facility properties.

Bridge Loans in Knoxville, Tennessee

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Knoxville metro area, borrowers can access 42 lenders offering Bridge financing, including Maryville, Farragut, Oak Ridge, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

Bridge Loans in Other Tennessee Cities

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