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CMBS Loans in Riverside, CA

Find lenders offering cmbs loans in the Riverside, including San Bernardino, Ontario, Corona, and surrounding areas. Compare rates, terms, and programs from 13 lenders.

Lenders
13
Typical Rate
5.5% - 8%
Down Payment
25-35%
Term
5-10 years (25-30 year amortization)
Closing Time
45-90 days

CMBS Lenders Serving Riverside

13 lenders offering cmbs loans in the Riverside, CA area.

Wells Fargo

Local

San Francisco, CA

Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.

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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Barclays

New York, NY

Active CMBS conduit originator. Commercial mortgage-backed securities for large CRE deals.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Citigroup

New York, NY

Major CMBS conduit originator. Commercial mortgage lending for institutional-quality properties.

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Deutsche Bank

New York, NY

Major CMBS originator. Large-scale commercial real estate debt and securitization.

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Goldman Sachs

New York, NY

Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.

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Janover

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

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JLL Capital Markets

Chicago, IL

Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.

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JPMorgan Chase

New York, NY

Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.

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Morgan Stanley

New York, NY

Top CMBS originator. Large commercial real estate lending and securitization.

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Newmark

New York, NY

Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.

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Northmarq

Minneapolis, MN

Full-service commercial real estate debt and equity platform. One of the largest privately held CRE finance firms in the US.

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Riverside Commercial Real Estate Market

The Riverside-San Bernardino metro, known as the Inland Empire, is one of the nation's largest industrial markets, driven by its role as the primary distribution hub for goods arriving through the Ports of Los Angeles and Long Beach. The I-10, I-15, and I-215 freeway corridors are lined with massive distribution centers serving e-commerce giants like Amazon, which operates multiple fulfillment and sortation centers in the region. Office and retail activity concentrates in the Ontario-Rancho Cucamonga corridor and around the University of California, Riverside campus. The west end of the Inland Empire around Ontario and Eastvale has attracted newer industrial construction, while the eastern portions near Moreno Valley and Perris offer lower land costs for large-format facilities.

Key Economic Drivers

  • E-commerce fulfillment and third-party logistics operations (Amazon, FedEx, UPS mega-hubs)
  • Ontario International Airport and its expanding cargo operations
  • March Air Reserve Base industrial complex near Moreno Valley
  • University of California, Riverside research campus and medical school

Market Insight

The Inland Empire has absorbed over 250 million square feet of industrial space since 2020, but rising land costs and local zoning pushback against new warehouse development in cities like Beaumont and Calimesa are constraining future supply and pushing rents higher.

CMBS Loans in Riverside, California

Commercial Mortgage-Backed Securities (CMBS) loans are commercial mortgages that are pooled together and sold as bonds to investors. They offer competitive rates and non-recourse terms for larger stabilized properties, typically $2M and above. In the Riverside metro area, borrowers can access 13 lenders offering CMBS financing, including San Bernardino, Ontario, Corona, and surrounding areas. Loan amounts typically range from $2M to $500M with rates from 5.5% - 8%.

Who Should Consider CMBS Loans?

  • Large stabilized properties
  • Borrowers wanting non-recourse
  • Properties in major markets
  • Long-term investors

Key Requirements

  • Stabilized property
  • DSCR ≥ 1.25
  • LTV ≤ 75%
  • Property in acceptable market
  • No major deferred maintenance

Advantages

  • Non-recourse (no personal guarantee)
  • Competitive rates
  • Higher leverage possible
  • Rate lock at application

Considerations

  • Inflexible after closing
  • Expensive prepayment (defeasance/yield maintenance)
  • Cannot modify property or lease without servicer approval
  • Minimum loan size $2M+

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