Commercial Mortgage in Los Angeles, CA
Find lenders offering commercial mortgage in the Los Angeles, including Long Beach, Santa Monica, Pasadena, and surrounding areas. Compare rates, terms, and programs from 63 lenders.
Commercial Mortgage Lenders Serving Los Angeles
63 lenders offering commercial mortgage in the Los Angeles, CA area.
US Metro Bank
Local SBAGARDEN GROVE, CA
Community bank serving Southern California's diverse business community. A top SBA 7(a) lender specializing in commercial real estate and business acquisition loans, with particular strength in the Korean-American business community.
Bank of Hope
Local SBALOS ANGELES, CA
One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.
Commonwealth Business Bank
Local SBALOS ANGELES, CA
Community bank serving the Korean-American and diverse business communities in Southern California. A top SBA 7(a) lender specializing in commercial real estate, trade finance, and business acquisition loans.
Hanmi Bank
Local SBALOS ANGELES, CA
Community bank primarily serving Korean-American and multi-ethnic communities across the U.S. A top SBA 7(a) lender offering commercial real estate loans, SBA lending, trade finance, and full-service business banking.
Lendistry SBLC, LLC
Local SBALos Angeles, CA
CDFI and SBA community advantage lender focused on providing responsible lending to small businesses in underserved communities. Offers SBA 7(a) loans, microloans, and commercial real estate financing with a focus on minority and women-owned businesses.
City National Bank
Local SBALOS ANGELES, CA
Los Angeles-based bank serving entrepreneurs, professionals, and the entertainment industry. An SBA preferred lender offering SBA 7(a) loans, conventional commercial lending, commercial real estate, and private banking services.
Mission Valley Bank
Local SBASUN VALLEY, CA
Sun Valley, California community bank specializing in SBA 7(a) loans, commercial real estate, and business lending. Known for serving small and mid-sized businesses throughout the greater Los Angeles area.
Open Bank
Local SBALOS ANGELES, CA
Los Angeles-based community bank serving diverse business communities with SBA 7(a) loans, commercial real estate financing, and trade finance. Strong presence in Korean-American and Asian-American business communities.
East West Bank
Local SBAPASADENA, CA
One of the largest independent banks focused on the U.S. and Greater China markets. Offers SBA 7(a) and 504 loans, commercial real estate, trade finance, and international banking for businesses with cross-border needs.
CalPrivate Bank
Local SBALA JOLLA, CA
La Jolla, California-based private bank offering SBA 7(a) loans, commercial real estate financing, and tailored business banking. Focuses on entrepreneurs and professionals in Southern California.
Banc of California
Local SBALos Angeles, CA
Los Angeles-based bank offering SBA 7(a) loans, commercial real estate, business lines of credit, and treasury management. Serves small and mid-sized businesses throughout California.
Commercial Bank of California
Local SBAIRVINE, CA
Irvine, California-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Focused on serving small and mid-sized businesses in Southern California.
PCB Bank
Local SBALOS ANGELES, CA
Los Angeles-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves diverse business communities with a focus on Korean-American entrepreneurs in Southern California.
FFB Bank
Local SBAFRESNO, CA
Fresno, California-based community bank offering SBA 7(a) loans, commercial real estate, agricultural lending, and business banking. Serves California's Central Valley and beyond.
Plumas Bank
Local SBAQUINCY, CA
Quincy, California-based community bank offering SBA 7(a) loans, commercial real estate, agricultural lending, and business banking. Serves businesses in rural Northern California and Nevada.
Los Angeles Commercial Real Estate Market
Los Angeles is the largest CRE market on the West Coast, with deeply specialized submarkets ranging from the Arts District's creative office conversions to the Port of Los Angeles/Long Beach industrial complex, the largest container port system in the Western Hemisphere. The Westside markets of Century City, Santa Monica, and Culver City command the region's highest office rents, driven by entertainment, technology, and professional services tenants. Downtown LA's adaptive reuse ordinance has transformed the Historic Core and South Park neighborhoods with residential, hotel, and mixed-use projects. The San Fernando Valley and South Bay submarkets provide more affordable office and industrial alternatives, while the Hollywood and Burbank media corridor remains the epicenter of studio and production space demand.
Key Economic Drivers
- ●Port of Los Angeles/Long Beach complex and related logistics infrastructure
- ●Entertainment industry studios and production facilities (Walt Disney, Netflix, Warner Bros.)
- ●Cedars-Sinai, UCLA Health, and Keck Medicine of USC hospital systems
- ●SpaceX headquarters in Hawthorne and the aerospace defense corridor along the South Bay
Market Insight
Los Angeles's 2028 Olympic Games preparations are driving billions in infrastructure investment including transit expansions, hotel development, and venue construction, creating CRE opportunities in neighborhoods near competition and event sites.
Commercial Mortgage in Los Angeles, California
Conventional commercial mortgages provide long-term financing for stabilized, income-producing commercial properties. Offered by banks, credit unions, and institutional lenders with competitive rates for qualified borrowers and properties. In the Los Angeles metro area, borrowers can access 63 lenders offering Commercial Mortgage financing, including Long Beach, Santa Monica, Pasadena, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 6% - 8%.
Who Should Consider Commercial Mortgage?
- Stabilized income properties
- Long-term holds
- Refinancing
- Experienced investors
Key Requirements
- Stabilized property with income history
- DSCR ≥ 1.20-1.25
- LTV ≤ 75-80%
- Borrower experience and liquidity
Advantages
- ✓Lower rates than bridge/hard money
- ✓Longer terms
- ✓Predictable payments
- ✓Build equity over time
Considerations
- •Stricter underwriting
- •Longer closing timeline
- •Prepayment penalties
- •Recourse may be required
Commercial Mortgage in Other California Cities
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