Commercial Mortgage in Lincoln, NE
Find lenders offering commercial mortgage in the Lincoln, including Waverly, Hickman, and surrounding areas. Compare rates, terms, and programs from 16 lenders.
Commercial Mortgage Lenders Serving Lincoln
16 lenders offering commercial mortgage in the Lincoln, NE area.
American National Bank
Local SBAOmaha, NE
Omaha, Nebraska-based bank offering SBA 7(a) loans, commercial real estate, equipment financing, and business banking. Serves businesses across Nebraska and the Great Plains region.
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
Readycap Lending, LLC
SBABERKELEY HEIGHTS, NJ
Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.
GBank
SBALAS VEGAS, NV
Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.
Wells Fargo Bank National Association
SBASioux Falls, SD
One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.
First Bank of the Lake
SBAOsage Beach, MO
Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.
United Midwest Savings Bank National Association
SBADE GRAFF, OH
Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.
Zions Bank, A Division of
SBASALT LAKE CITY, UT
Major Western U.S. bank and SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, equipment financing, and agricultural lending across the Mountain West.
Climate First Bank
SBASt. Petersburg, FL
Mission-driven community bank focused on sustainability and an SBA preferred lender. Offers SBA 7(a) loans, solar and clean energy financing, commercial real estate lending, and conventional business loans with a focus on environmentally beneficial projects.
Truliant FCU
SBAWinston-Salem, NC
Winston-Salem, NC-based credit union serving members across the Carolinas and Virginia. Offers SBA 7(a) loans, commercial real estate financing, and business accounts with competitive credit union rates.
Banc of California
SBALos Angeles, CA
Los Angeles-based bank offering SBA 7(a) loans, commercial real estate, business lines of credit, and treasury management. Serves small and mid-sized businesses throughout California.
Lincoln Commercial Real Estate Market
Lincoln's CRE market is anchored by the University of Nebraska-Lincoln and state government employment, which together provide a stable economic foundation less subject to cyclical swings than many peer markets. The Haymarket District near the university campus has transformed from a neglected warehouse area into the city's premier mixed-use entertainment district, with hotels, restaurants, and Class A office space centered around Pinnacle Bank Arena. The SouthPointe Pavilions and Williamsburg Village areas in south Lincoln represent the primary retail growth corridors, driven by residential expansion. Industrial development has concentrated along the North 56th Street corridor and the Lincoln Airport area, where Kawasaki's rail car manufacturing plant is a major employer.
Key Economic Drivers
- ●University of Nebraska-Lincoln generating consistent demand for student housing, retail, and office space
- ●Nebraska state government operations concentrated in the Capitol environs and downtown district
- ●Kawasaki rail car manufacturing and other advanced manufacturing employers along the North 56th Street corridor
- ●Bryan Health and CHI Health St. Elizabeth regional medical campuses driving healthcare CRE demand
Market Insight
Lincoln's Haymarket District redevelopment, anchored by Pinnacle Bank Arena, has attracted over $300 million in private investment into a formerly underutilized warehouse district, demonstrating the viability of public-private partnership models in mid-sized markets.
Commercial Mortgage in Lincoln, Nebraska
Conventional commercial mortgages provide long-term financing for stabilized, income-producing commercial properties. Offered by banks, credit unions, and institutional lenders with competitive rates for qualified borrowers and properties. In the Lincoln metro area, borrowers can access 16 lenders offering Commercial Mortgage financing, including Waverly, Hickman, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 6% - 8%.
Who Should Consider Commercial Mortgage?
- Stabilized income properties
- Long-term holds
- Refinancing
- Experienced investors
Key Requirements
- Stabilized property with income history
- DSCR ≥ 1.20-1.25
- LTV ≤ 75-80%
- Borrower experience and liquidity
Advantages
- ✓Lower rates than bridge/hard money
- ✓Longer terms
- ✓Predictable payments
- ✓Build equity over time
Considerations
- •Stricter underwriting
- •Longer closing timeline
- •Prepayment penalties
- •Recourse may be required
Commercial Mortgage in Other Nebraska Cities
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