Commercial Mortgage in Greensboro, NC
Find lenders offering commercial mortgage in the Greensboro, including Winston-Salem, High Point, Burlington, and surrounding areas. Compare rates, terms, and programs from 51 lenders.
Commercial Mortgage Lenders Serving Greensboro
51 lenders offering commercial mortgage in the Greensboro, NC area.
Live Oak Banking Company
Local SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
Bank of America, National Association
Local SBACharlotte, NC
One of the largest banks in the world and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, equipment financing, and comprehensive treasury management.
HomeTrust Bank
Local SBAASHEVILLE, NC
Asheville, North Carolina-based regional bank offering SBA 7(a) loans, commercial mortgages, and business banking. Serves small businesses across the Carolinas, Virginia, and Tennessee.
First-Citizens Bank & Trust Company
Local SBARALEIGH, NC
One of the largest family-controlled banks in the U.S., headquartered in Raleigh, NC. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, and lines of credit for businesses nationwide.
Truliant FCU
Local SBAWinston-Salem, NC
Winston-Salem, NC-based credit union serving members across the Carolinas and Virginia. Offers SBA 7(a) loans, commercial real estate financing, and business accounts with competitive credit union rates.
The Fidelity Bank
Local SBAFUQUAY VARINA, NC
Fuquay-Varina, North Carolina-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves businesses in the Raleigh-Durham Triangle region.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
Readycap Lending, LLC
SBABERKELEY HEIGHTS, NJ
Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.
GBank
SBALAS VEGAS, NV
Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.
Wells Fargo Bank National Association
SBASioux Falls, SD
One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.
First Internet Bank of Indiana
SBAFISHERS, IN
Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.
First Bank of the Lake
SBAOsage Beach, MO
Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.
Greensboro Commercial Real Estate Market
Greensboro anchors the Piedmont Triad alongside Winston-Salem and High Point, forming a metro of over 1.6 million people with a CRE market shaped by advanced manufacturing, logistics, and higher education. The Downtown Greensboro submarket has undergone revitalization around the Tanger Center performing arts venue and the adjacent mixed-use developments on South Elm Street. The High Point Market, the world's largest furnishings trade show, drives significant hospitality and showroom space demand in the neighboring submarket. Industrial activity is concentrated along the I-40/I-85 interchange area and the Piedmont Triad International Airport, where FedEx operates a mid-Atlantic hub.
Key Economic Drivers
- ●FedEx mid-Atlantic hub at Piedmont Triad International Airport anchoring industrial and logistics demand
- ●High Point Market generating specialized showroom and hospitality real estate needs
- ●University of North Carolina at Greensboro and North Carolina A&T State University supporting workforce and rental demand
- ●Honda Aircraft Company headquarters and manufacturing campus in the airport submarket
Market Insight
The Piedmont Triad International Airport submarket benefits from the FedEx hub and Honda Aircraft Company's global headquarters, creating a niche industrial cluster with lower vacancy rates than the broader Triad market.
Commercial Mortgage in Greensboro, North Carolina
Conventional commercial mortgages provide long-term financing for stabilized, income-producing commercial properties. Offered by banks, credit unions, and institutional lenders with competitive rates for qualified borrowers and properties. In the Greensboro metro area, borrowers can access 51 lenders offering Commercial Mortgage financing, including Winston-Salem, High Point, Burlington, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 6% - 8%.
Who Should Consider Commercial Mortgage?
- Stabilized income properties
- Long-term holds
- Refinancing
- Experienced investors
Key Requirements
- Stabilized property with income history
- DSCR ≥ 1.20-1.25
- LTV ≤ 75-80%
- Borrower experience and liquidity
Advantages
- ✓Lower rates than bridge/hard money
- ✓Longer terms
- ✓Predictable payments
- ✓Build equity over time
Considerations
- •Stricter underwriting
- •Longer closing timeline
- •Prepayment penalties
- •Recourse may be required
Commercial Mortgage in Other North Carolina Cities
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