🏦

Commercial Mortgage in Nashville, TN

Find lenders offering commercial mortgage in the Nashville, including Murfreesboro, Franklin, Hendersonville, and surrounding areas. Compare rates, terms, and programs from 43 lenders.

Lenders
43
Typical Rate
6% - 8%
Down Payment
20-30%
Term
5-30 years (often 5-10 year terms with 25-30 year amortization)
Closing Time
30-60 days

Which Commercial Mortgage lenders serve Nashville?

43 lenders offering commercial mortgage in the Nashville, TN area.

Citizens Bank

Local SBA

ELIZABETHTON, TN

Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.

88 SBA loans
View →

First Horizon Bank

Local SBA

MEMPHIS, TN

Memphis-based regional bank offering SBA 7(a) loans, commercial real estate, equipment financing, and treasury management. One of the largest banks in the Southeast with a strong small business lending program.

23 SBA loans
View →

Live Oak Banking Company

SBA

WILMINGTON, NC

One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.

628 SBA loans
View →

The Huntington National Bank

SBA

COLUMBUS, OH

Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.

1337 SBA loans
View →

Newtek Bank, National Association

SBA

Miami, FL

Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.

1039 SBA loans
View →

U.S. Bank, National Association

SBA

Cincinnati, OH

Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.

846 SBA loans
View →

Celtic Bank Corporation

SBA

SALT LAKE CITY, UT

Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.

442 SBA loans
View →

Readycap Lending, LLC

SBA

BERKELEY HEIGHTS, NJ

Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.

563 SBA loans
View →

Bank of Hope

SBA

LOS ANGELES, CA

One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.

134 SBA loans
View →

GBank

SBA

LAS VEGAS, NV

Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.

54 SBA loans
View →

Wells Fargo Bank National Association

SBA

Sioux Falls, SD

One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.

220 SBA loans
View →

First Internet Bank of Indiana

SBA

FISHERS, IN

Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.

106 SBA loans
View →

First Bank of the Lake

SBA

Osage Beach, MO

Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.

191 SBA loans
View →

United Midwest Savings Bank National Association

SBA

DE GRAFF, OH

Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.

302 SBA loans
View →

Fifth Third Bank

SBA

CINCINNATI, OH

Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.

117 SBA loans
View →

What does the Nashville commercial real estate market look like?

Nashville's CRE market has been one of the nation's top performers, fueled by corporate relocations, healthcare industry dominance, and a cultural economy centered on music and entertainment that drives tourism and hospitality demand. The Gulch, SoBro (South of Broadway), and WeHo (Wedgewood-Houston) neighborhoods have seen explosive mixed-use development, while the MetroCenter and Nashville Yards projects are reshaping the downtown office landscape. Nashville is home to the headquarters of over 300 healthcare companies — including HCA Healthcare, Community Health Systems, and Acadia Healthcare — making it the undisputed capital of the U.S. healthcare industry. The suburban Franklin-Cool Springs and Murfreesboro corridors have attracted significant corporate office and industrial development as the metro's population growth has exceeded 100 people per day during peak years.

Key Economic Drivers

  • HCA Healthcare, Community Health Systems, and 300+ healthcare company headquarters forming the nation's largest healthcare management cluster
  • Oracle's planned $1.2 billion campus on the East Bank of the Cumberland River
  • Amazon Operations Center of Excellence and other tech company expansions in the Nashville Yards district
  • Tourism economy generating over $10 billion annually, anchored by Broadway honky-tonks, the Grand Ole Opry, and major event venues

Market Insight

Nashville's East Bank development plan envisions transforming 338 acres across the Cumberland River from downtown into a mixed-use district including a new NFL stadium for the Tennessee Titans, representing what could be the largest single urban redevelopment project in the Southeast.

How do commercial mortgage work in Nashville, Tennessee?

Conventional commercial mortgages provide long-term financing for stabilized, income-producing commercial properties. Offered by banks, credit unions, and institutional lenders with competitive rates for qualified borrowers and properties. In the Nashville metro area, borrowers can access 43 lenders offering Commercial Mortgage financing, including Murfreesboro, Franklin, Hendersonville, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 6% - 8%.

Who should consider commercial mortgage?

  • Stabilized income properties
  • Long-term holds
  • Refinancing
  • Experienced investors

What are the key requirements?

  • Stabilized property with income history
  • DSCR ≥ 1.20-1.25
  • LTV ≤ 75-80%
  • Borrower experience and liquidity

Advantages

  • Lower rates than bridge/hard money
  • Longer terms
  • Predictable payments
  • Build equity over time

Considerations

  • Stricter underwriting
  • Longer closing timeline
  • Prepayment penalties
  • Recourse may be required

Commercial Mortgage in Nashville FAQ

How many Commercial Mortgage lenders serve Nashville, TN?
There are 43 lenders offering commercial mortgage in the Nashville metro area. Of these, 2 are headquartered in Tennessee, including Citizens Bank, First Horizon Bank. Loan amounts typically range from 250K to 50M with rates from 6% - 8%.
What are Commercial Mortgage loan rates in Nashville?
Commercial Mortgage loan rates in Nashville typically range from 6% - 8%, though exact rates depend on factors like your credit score, the property's cash flow, and loan-to-value ratio. Down payments usually run 20-30%, and closing can take 30-60 days. Compare multiple Nashville-area lenders to find the best terms for your deal.
What's the difference between a commercial mortgage and a residential mortgage?
Commercial mortgages are for income-producing properties (5+ units, office, retail, etc.). They're underwritten primarily on the property's income, not the borrower's personal income. Terms are typically shorter with balloon payments.

Where else can I find commercial mortgage in Tennessee?

Find Commercial Mortgage Lenders in Nashville

Get matched with lenders offering commercial mortgage in the Nashville, TN area. Free for borrowers.

Get Matched — Free →