Construction Loans in Fort Lauderdale, FL
Find lenders offering construction loans in the Fort Lauderdale, including Pompano Beach, Deerfield Beach, Hollywood, and surrounding areas. Compare rates, terms, and programs from 13 lenders.
Which Construction lenders serve Fort Lauderdale?
13 lenders offering construction loans in the Fort Lauderdale, FL area.
New Silver Lending
LocalFL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
Vaster
LocalMiami, FL
Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.
Bank of America
Charlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
JPMorgan Chase
New York, NY
Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
Lima One Capital
Greenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Wells Fargo
San Francisco, CA
Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.
What does the Fort Lauderdale commercial real estate market look like?
Fort Lauderdale's commercial market benefits from its position between Miami and West Palm Beach, with Cypress Creek, Sawgrass, and the Downtown/Las Olas corridor serving as the primary office submarkets. The city's marine industry — centered on the Greater Fort Lauderdale area's 50,000+ registered vessels — drives specialized industrial and waterfront commercial demand unique among U.S. metros. Port Everglades supports both cruise and cargo operations, generating logistics and warehousing activity in the surrounding industrial parks. Broward County has attracted corporate tenants seeking South Florida access at rents 20–30% below Miami-Dade's Brickell and Coral Gables submarkets.
Key Economic Drivers
- ●Port Everglades cruise and cargo operations fueling nearby industrial and logistics demand
- ●Marine industry and yacht manufacturing along the Intracoastal Waterway corridor
- ●Cypress Creek and Sawgrass office parks offering value alternative to Miami-Dade
- ●Downtown Fort Lauderdale and Las Olas waterfront mixed-use redevelopment
Market Insight
Broward County's commercial properties face the full impact of Florida's annual market-value reassessment without the Save Our Homes cap, and rising wind insurance premiums along the coast have pushed many investors toward inland submarkets like Sawgrass and Plantation.
How do construction loans work in Fort Lauderdale, Florida?
Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the Fort Lauderdale metro area, borrowers can access 13 lenders offering Construction financing, including Pompano Beach, Deerfield Beach, Hollywood, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.
Who should consider construction loans?
- Ground-up development
- Major renovations
- Land + construction
- Build-to-suit projects
What are the key requirements?
- Detailed construction plans and budget
- Licensed general contractor
- Building permits
- Development experience (strongly preferred)
- 20-35% equity
Advantages
- ✓Interest only on drawn funds
- ✓Funds disbursed as needed
- ✓Can include land acquisition
- ✓Construction-to-permanent options available
Considerations
- •Requires detailed plans and budgets
- •Draw schedule inspections
- •Higher rates during construction
- •Completion risk on borrower
Construction Loans in Fort Lauderdale FAQ
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