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Construction Loans in New Orleans, LA

Find lenders offering construction loans in the New Orleans, including Metairie, Kenner, Slidell, and surrounding areas. Compare rates, terms, and programs from 13 lenders.

Lenders
13
Typical Rate
7% - 10%
Down Payment
20-35%
Term
12-36 months (construction period)
Closing Time
30-60 days

Construction Lenders Serving New Orleans

13 lenders offering construction loans in the New Orleans, LA area.

Bank of America

Charlotte, NC

One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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JPMorgan Chase

New York, NY

Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.

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KeyBank Real Estate Capital

Cleveland, OH

Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.

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Lima One Capital

Greenville, SC

Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.

$75K – $5M
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Merchants Capital

Indianapolis, IN

Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.

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New Silver Lending

FL

Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.

$100K – $5M
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PNC Real Estate

Pittsburgh, PA

Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.

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Stbridge Capital

Los Angeles, CA

Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.

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US Bank

Minneapolis, MN

Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.

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Vaster

Miami, FL

Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.

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Wells Fargo

San Francisco, CA

Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.

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New Orleans Commercial Real Estate Market

New Orleans has a distinctive commercial real estate market shaped by tourism, port operations, and energy-sector headquarters. The Central Business District and Warehouse District anchor office and mixed-use activity, while the French Quarter and Magazine Street corridors drive hospitality and retail demand. Significant post-Katrina redevelopment capital has modernized large portions of the city's commercial stock, and the $1.2 billion New Orleans terminal at Louis Armstrong International Airport has spurred hotel and logistics development along the I-10/Kenner corridor. The city's Opportunity Zone designations across neighborhoods like Central City and the Bywater continue to attract adaptive-reuse and multifamily investment.

Key Economic Drivers

  • Port of New Orleans and related logistics and warehousing operations
  • Tourism and hospitality anchored by the French Quarter and convention center
  • Ochsner Health System and LSU Health Sciences Center medical campuses
  • Energy-sector corporate offices, including Entergy and Shell midstream operations

Market Insight

Louisiana offers a 25% historic tax credit for qualified rehabilitation expenditures on commercial properties, making New Orleans one of the most attractive U.S. markets for adaptive-reuse projects in its extensive stock of historic warehouses and commercial buildings.

Construction Loans in New Orleans, Louisiana

Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the New Orleans metro area, borrowers can access 13 lenders offering Construction financing, including Metairie, Kenner, Slidell, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.

Who Should Consider Construction Loans?

  • Ground-up development
  • Major renovations
  • Land + construction
  • Build-to-suit projects

Key Requirements

  • Detailed construction plans and budget
  • Licensed general contractor
  • Building permits
  • Development experience (strongly preferred)
  • 20-35% equity

Advantages

  • Interest only on drawn funds
  • Funds disbursed as needed
  • Can include land acquisition
  • Construction-to-permanent options available

Considerations

  • Requires detailed plans and budgets
  • Draw schedule inspections
  • Higher rates during construction
  • Completion risk on borrower

Construction Loans in Other Louisiana Cities

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