Construction Loans in Dallas, TX
Find lenders offering construction loans in the Dallas, including Fort Worth, Arlington, Plano, and surrounding areas. Compare rates, terms, and programs from 14 lenders.
Construction Lenders Serving Dallas
14 lenders offering construction loans in the Dallas, TX area.
ConnectOne Bank
SBAENGLEWOOD CLIFFS, NJ
New Jersey-based commercial bank offering SBA 7(a) loans, commercial real estate, construction lending, and business banking. Serves entrepreneurs and businesses in the New York-New Jersey metro area.
Bank of America
Charlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
JPMorgan Chase
New York, NY
Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
Lima One Capital
Greenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Vaster
Miami, FL
Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.
Wells Fargo
San Francisco, CA
Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.
Dallas Commercial Real Estate Market
Dallas anchors the northern half of the DFW metroplex, one of the largest and most active CRE markets in the United States, with a diversified economy spanning financial services, technology, telecommunications, and corporate headquarters. Uptown Dallas and the Turtle Creek corridor represent the metro's premier office and mixed-use submarkets, while the Las Colinas/Irving area houses a dense cluster of Fortune 500 headquarters including ExxonMobil's former campus and the new corporate headquarters campus corridor along SH-114. The I-35E and I-45 south Dallas industrial corridors have seen enormous build-to-suit distribution development, with DFW consistently ranking among the top three industrial markets nationally by absorption. Frisco and the Legacy/Plano corridor north of Dallas continue to attract corporate relocations, with PGA of America, Charles Schwab, and Toyota having established major campuses.
Key Economic Drivers
- ●Fortune 500 corporate headquarters concentration including AT&T, CBRE, Texas Instruments, and Kimberly-Clark
- ●Frisco and Plano Legacy corridor attracting major relocations from PGA of America, Charles Schwab, and Toyota
- ●DFW International Airport, one of the world's busiest, driving logistics, hospitality, and corporate location decisions
- ●Deep Ellum and Design District creative economy revitalizing the east side of downtown Dallas
Market Insight
DFW ranked as the top U.S. metro for corporate relocations and expansions for multiple consecutive years, driven by Texas's lack of state income tax, relatively low commercial real estate costs compared to coastal markets, and a central geographic location.
Construction Loans in Dallas, Texas
Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the Dallas metro area, borrowers can access 14 lenders offering Construction financing, including Fort Worth, Arlington, Plano, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.
Who Should Consider Construction Loans?
- Ground-up development
- Major renovations
- Land + construction
- Build-to-suit projects
Key Requirements
- Detailed construction plans and budget
- Licensed general contractor
- Building permits
- Development experience (strongly preferred)
- 20-35% equity
Advantages
- ✓Interest only on drawn funds
- ✓Funds disbursed as needed
- ✓Can include land acquisition
- ✓Construction-to-permanent options available
Considerations
- •Requires detailed plans and budgets
- •Draw schedule inspections
- •Higher rates during construction
- •Completion risk on borrower
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