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Hard Money Loans in Fayetteville, AR

Find lenders offering hard money loans in the Fayetteville, including Springdale, Rogers, Bentonville, and surrounding areas. Compare rates, terms, and programs from 15 lenders.

Lenders
15
Typical Rate
10% - 15%
Down Payment
25-40%
Term
6-24 months
Closing Time
3-10 days

Hard Money Lenders Serving Fayetteville

15 lenders offering hard money loans in the Fayetteville, AR area.

Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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Lending One

Boca Raton, FL

National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.

$75K – $5M
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New Silver Lending

FL

Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.

$100K – $5M
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Park Place Finance

TX

Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.

$100K – $5M
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RCN Capital

South Windsor, CT

Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.

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Residential Capital Partners

TX

Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.

$100K – $5M
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Stbridge Capital

Los Angeles, CA

Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.

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Tidal Loans

Houston, TX

Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.

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Aloha Capital

HI

Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.

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Temple View Capital

UT

Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.

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Fayetteville Commercial Real Estate Market

The Fayetteville-Springdale-Rogers-Bentonville metro, known as Northwest Arkansas, is one of the fastest-growing commercial markets in the central United States, powered by Walmart's global headquarters in Bentonville, Tyson Foods in Springdale, and J.B. Hunt Transport in Lowell. Class A office demand is exceptionally strong as hundreds of consumer product companies and vendors maintain offices near Walmart's home office, creating a unique corporate CRE ecosystem. Retail and multifamily development has expanded rapidly along the I-49 corridor linking all four cities, while the University of Arkansas campus in Fayetteville drives student housing and ancillary commercial activity. The Crystal Bridges Museum of American Art and the Razorback Greenway trail system have elevated the region's profile, attracting quality-of-life-driven corporate relocations.

Key Economic Drivers

  • Walmart global headquarters and its extensive vendor supplier ecosystem in Bentonville
  • Tyson Foods corporate headquarters and poultry processing operations
  • J.B. Hunt Transport Services headquarters and regional logistics
  • University of Arkansas flagship campus and research activity

Market Insight

Northwest Arkansas has consistently ranked among the top metros nationally for population growth rate, and Walmart's new multi-billion-dollar home office campus in Bentonville is expected to consolidate over 10,000 employees, intensifying demand for commercial space throughout the corridor.

Hard Money Loans in Fayetteville, Arkansas

Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the Fayetteville metro area, borrowers can access 15 lenders offering Hard Money financing, including Springdale, Rogers, Bentonville, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.

Who Should Consider Hard Money Loans?

  • Fix-and-flip investors
  • Distressed property acquisitions
  • Borrowers with credit issues
  • Deals requiring immediate close

Key Requirements

  • Property as collateral (LTV 60-75%)
  • Exit strategy
  • Down payment or equity
  • Property appraisal

Advantages

  • Fastest closing (days, not weeks)
  • Credit score less important
  • Flexible terms
  • Finance distressed properties

Considerations

  • Highest interest rates
  • Short terms
  • High origination fees (2-5 points)
  • Requires strong exit strategy

Hard Money Loans in Other Arkansas Cities

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