Hard Money Loans in Jackson, MS
Find lenders offering hard money loans in the Jackson, including Madison, Ridgeland, Brandon, and surrounding areas. Compare rates, terms, and programs from 15 lenders.
Hard Money Lenders Serving Jackson
15 lenders offering hard money loans in the Jackson, MS area.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Lending One
Boca Raton, FL
National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
Park Place Finance
TX
Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.
RCN Capital
South Windsor, CT
Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.
Residential Capital Partners
TX
Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
Tidal Loans
Houston, TX
Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.
Aloha Capital
HI
Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.
Temple View Capital
UT
Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.
Jackson Commercial Real Estate Market
Jackson is Mississippi's capital and largest city, with a CRE market shaped by state government, healthcare, and its role as the state's financial and legal services center. The Fondren District and Belhaven neighborhood have emerged as the metro's trendiest commercial submarkets, attracting restaurant, boutique retail, and creative office tenants. The University of Mississippi Medical Center campus in the Midtown area is the state's only academic medical center and drives significant medical office demand. Suburban commercial growth has shifted heavily toward the Flowood, Brandon, and Madison/Ridgeland corridor along I-55 North and the County Line Road retail node, which now rivals downtown for office and retail activity.
Key Economic Drivers
- ●Mississippi state government Capitol complex and associated legal and lobbying office demand
- ●University of Mississippi Medical Center and its $2 billion economic impact on the metro
- ●Nissan Canton assembly plant employing 5,000-plus workers in the northern metro
- ●Madison/Ridgeland I-55 corridor suburban office and retail growth
Market Insight
Mississippi's Advantage Jobs Rebate program offers income tax rebates of up to 90% for qualifying businesses creating high-paying jobs, and Jackson's low cost of doing business — with office rents averaging roughly half of peer Southern metros — makes it one of the most affordable capital-city CRE markets in the U.S.
Hard Money Loans in Jackson, Mississippi
Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the Jackson metro area, borrowers can access 15 lenders offering Hard Money financing, including Madison, Ridgeland, Brandon, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.
Who Should Consider Hard Money Loans?
- Fix-and-flip investors
- Distressed property acquisitions
- Borrowers with credit issues
- Deals requiring immediate close
Key Requirements
- Property as collateral (LTV 60-75%)
- Exit strategy
- Down payment or equity
- Property appraisal
Advantages
- ✓Fastest closing (days, not weeks)
- ✓Credit score less important
- ✓Flexible terms
- ✓Finance distressed properties
Considerations
- •Highest interest rates
- •Short terms
- •High origination fees (2-5 points)
- •Requires strong exit strategy
Hard Money Loans in Other Mississippi Cities
Find Hard Money Lenders in Jackson
Get matched with lenders offering hard money loans in the Jackson, MS area. Free for borrowers.
Get Matched — Free →