Hard Money Loans in Columbus, OH
Find lenders offering hard money loans in the Columbus, including Dublin, Westerville, Grove City, and surrounding areas. Compare rates, terms, and programs from 15 lenders.
Hard Money Lenders Serving Columbus
15 lenders offering hard money loans in the Columbus, OH area.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Lending One
Boca Raton, FL
National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
Park Place Finance
TX
Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.
RCN Capital
South Windsor, CT
Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.
Residential Capital Partners
TX
Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
Tidal Loans
Houston, TX
Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.
Aloha Capital
HI
Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.
Temple View Capital
UT
Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.
Columbus Commercial Real Estate Market
Columbus is one of the fastest-growing major metros in the Midwest, consistently adding population and employment at rates exceeding Ohio's other large cities, driven by a diversified economy anchored by Ohio State University, state government, and a booming logistics sector. The Short North Arts District and German Village neighborhoods adjacent to downtown command premium rents for retail and mixed-use properties, while the Rickenbacker Inland Port area in the south metro has become one of the top distribution and logistics hubs in the eastern United States. Intel's $20 billion semiconductor fabrication complex in nearby New Albany is the single largest private-sector investment in Ohio history, expected to transform the northeast suburban submarket. The Arena District and Franklinton neighborhoods represent active redevelopment zones where former industrial land is being converted to office, residential, and entertainment uses.
Key Economic Drivers
- ●Intel's $20 billion semiconductor fab complex in New Albany catalyzing industrial and workforce housing demand
- ●Ohio State University, the state's largest employer, driving research commercialization and campus-area CRE absorption
- ●Rickenbacker Inland Port and logistics hub attracting Amazon, FedEx, and e-commerce fulfillment demand
- ●Nationwide Insurance, Cardinal Health, and L Brands headquarters sustaining downtown and suburban office markets
Market Insight
Columbus's Rickenbacker Inland Port has been designated a Foreign Trade Zone and offers direct rail connections via Norfolk Southern and CSX, making it one of the most efficient intermodal logistics locations in the eastern U.S. and driving industrial vacancy rates well below the national average.
Hard Money Loans in Columbus, Ohio
Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the Columbus metro area, borrowers can access 15 lenders offering Hard Money financing, including Dublin, Westerville, Grove City, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.
Who Should Consider Hard Money Loans?
- Fix-and-flip investors
- Distressed property acquisitions
- Borrowers with credit issues
- Deals requiring immediate close
Key Requirements
- Property as collateral (LTV 60-75%)
- Exit strategy
- Down payment or equity
- Property appraisal
Advantages
- ✓Fastest closing (days, not weeks)
- ✓Credit score less important
- ✓Flexible terms
- ✓Finance distressed properties
Considerations
- •Highest interest rates
- •Short terms
- •High origination fees (2-5 points)
- •Requires strong exit strategy
Hard Money Loans in Other Ohio Cities
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