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Hard Money Loans in Milwaukee, WI

Find lenders offering hard money loans in the Milwaukee, including Waukesha, Brookfield, Racine, and surrounding areas. Compare rates, terms, and programs from 15 lenders.

Lenders
15
Typical Rate
9% - 12%+
Down Payment
10-25%+ cash in
Term
12-18 months
Closing Time
A few days to 1 week

Which Hard Money lenders serve Milwaukee?

15 lenders offering hard money loans in the Milwaukee, WI area.

Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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Lending One

Boca Raton, FL

National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.

$75K – $5M
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New Silver Lending

FL

Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.

$100K – $5M
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Park Place Finance

TX

Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.

$100K – $5M
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RCN Capital

South Windsor, CT

Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.

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Residential Capital Partners

TX

Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.

$100K – $5M
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Stbridge Capital

Los Angeles, CA

Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.

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Tidal Loans

Houston, TX

Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.

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Aloha Capital

HI

Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.

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Temple View Capital

UT

Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.

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What does the Milwaukee commercial real estate market look like?

Milwaukee's commercial real estate market is defined by a diversified economic base spanning advanced manufacturing, healthcare, financial services, and a revitalized downtown centered on the lakefront and the Deer District around Fiserv Forum. The Third Ward Historic District and Walker's Point have become sought-after submarkets for creative office, boutique retail, and adaptive reuse projects in former industrial buildings. The Menomonee Valley, once a derelict industrial corridor, has been transformed into a modern employment center with firms like Palermo's Pizza, Rishi Tea, and Ingeteam establishing operations. Suburban office and industrial markets in Waukesha, Brookfield, and along the I-94 corridor between Milwaukee and Chicago remain stable, anchored by major employers like GE Healthcare, Rockwell Automation, and Northwestern Mutual.

Key Economic Drivers

  • Northwestern Mutual, Robert W. Baird, and ManpowerGroup financial services headquarters
  • GE Healthcare, Rockwell Automation, and Harley-Davidson manufacturing operations
  • Fiserv Forum and Deer District mixed-use redevelopment spurring downtown investment
  • Froedtert & Medical College of Wisconsin and Advocate Aurora Health hospital systems

Market Insight

Milwaukee's Opportunity Zone designations in the 30th Street Industrial Corridor and near the Fiserv Forum have attracted over $500 million in qualified investments, offering CRE borrowers potential capital gains tax benefits on projects in these federally designated areas.

How do hard money loans work in Milwaukee, Wisconsin?

Hard money loans are short-term, asset-based real estate loans used when speed and collateral matter more than full bank underwriting. They are common for fix-and-flip projects, distressed acquisitions, and short bridge periods before a sale or refinance. In the Milwaukee metro area, borrowers can access 15 lenders offering Hard Money financing, including Waukesha, Brookfield, Racine, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 9% - 12%+.

Who should consider hard money loans?

  • Fix-and-flip investors
  • Distressed property acquisitions
  • Auction or deadline-driven closings
  • Short bridge periods before sale or refinance

What are the key requirements?

  • Property or ARV support (often capped near 70-75%)
  • Clear exit plan
  • Cash for down payment, fees, and overruns
  • Appraisal or valuation review

Advantages

  • Fast closings
  • Interest-only payments are common
  • Rehab funding is available on many deals
  • More flexible than bank underwriting

Considerations

  • Higher rates and points than bank or DSCR debt
  • Short terms with real refinance pressure
  • Property type and rural limits are common
  • Extension and draw fees can add up fast

Hard Money Loans in Milwaukee FAQ

How many Hard Money lenders serve Milwaukee, WI?
There are 15 lenders offering hard money loans in the Milwaukee metro area. Loan amounts typically range from 50K to 10M with rates from 9% - 12%+.
What are Hard Money loan rates in Milwaukee?
Hard Money loan rates in Milwaukee typically range from 9% - 12%+, though exact rates depend on factors like your credit score, the property's cash flow, and loan-to-value ratio. Down payments usually run 10-25%+ cash in, and closing can take A few days to 1 week. Compare multiple Milwaukee-area lenders to find the best terms for your deal.
Is hard money the same as a bridge loan?
They overlap a lot. Hard money is usually the more asset-driven, private-capital end of the bridge market, while institutional bridge debt tends to have lower pricing, bigger minimums, and more underwriting.
Can I get a hard money loan with bad credit?
Sometimes, but do not assume credit is irrelevant. Many hard money lenders still pull credit and may lower leverage or raise pricing if the score or history is weak.

Where else can I find hard money loans in Wisconsin?

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