Medical & Healthcare Loans
Medical offices, urgent care centers, assisted living facilities.
Medical and healthcare deals get easier when the tenancy is sticky, the reimbursement exposure is clear, and the buildout would be expensive to replace elsewhere.
Lenders in the directory tagged for medical & healthcare deals.
Bridge, permanent, SBA, construction, or other property-specific options depending on the deal.
Use the quiz if you want a real shortlist instead of guessing which lender box your property fits.
Which loan types are common for medical & healthcare deals?
The right financing depends on whether the property is stabilized, owner-occupied, transitional, or still being built. These are the pages borrowers usually compare first.
Commercial Mortgage
Traditional long-term financing for stabilized commercial properties
🏛️SBA 7(a) Loans
The most flexible SBA loan — up to $5M for nearly any business purpose
🏢SBA 504 Loans
Below-market fixed rates for commercial real estate and heavy equipment
🌉Bridge Loans
Short-term financing to bridge the gap to permanent capital
🏗️Construction Loans
Finance ground-up construction or major renovation projects
What do lenders look at on medical & healthcare deals?
Cash flow and occupancy
Lenders want believable income, stable occupancy, and a story that holds up if the current rent roll softens.
Property-specific risk
Environmental issues, specialized tenancy, lease rollover, deferred maintenance, or entitlement risk can matter more than coupon.
Exit clarity
Short-term debt only works if the refinance, sale, or stabilization plan is actually realistic.
Lenders tagged for medical & healthcare deals
A directory starting point, not a substitute for matching the actual deal structure.
Live Oak Banking Company
SBA VerifiedWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
Readycap Lending, LLC
SBA VerifiedBERKELEY HEIGHTS, NJ
Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.
U.S. Bank, National Association
SBA VerifiedCincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Harvest Small Business Finance, LLC
SBA VerifiedLaguna Hills, CA
Non-bank SBA preferred lender specializing in SBA 7(a) loans for commercial real estate acquisition and refinancing. Focuses on owner-occupied commercial properties with loans up to $5 million.
Wells Fargo Bank National Association
SBA VerifiedSioux Falls, SD
One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.
First Internet Bank of Indiana
SBA VerifiedFISHERS, IN
Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.
Fifth Third Bank
SBA VerifiedCINCINNATI, OH
Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.
Enterprise Bank & Trust
SBA VerifiedCLAYTON, MO
Midwest-based bank and top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate financing, and specialty lending for industries like healthcare and professional services.
Need the right lender, not just more lender names?
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