Mezzanine Loans in Sarasota, FL
Find lenders offering mezzanine loans in the Sarasota, including Bradenton, Venice, Lakewood Ranch, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Which Mezzanine lenders serve Sarasota?
8 lenders offering mezzanine loans in the Sarasota, FL area.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
What does the Sarasota commercial real estate market look like?
Sarasota's commercial real estate market has benefited from accelerating population growth and wealth migration, particularly from the Northeast and Midwest, making it one of the fastest-growing metros on Florida's Gulf Coast. The downtown core along Main Street and the Rosemary District has seen significant mixed-use and boutique office development, while Lakewood Ranch — one of the top-selling master-planned communities in the U.S. — anchors commercial growth to the east. Medical office demand is elevated, driven by Sarasota Memorial Hospital's expansion and a growing population of retirees. The University Town Center area has emerged as a major retail and office node competing with the traditional downtown market.
Key Economic Drivers
- ●Lakewood Ranch master-planned community driving suburban office, medical, and retail demand
- ●Sarasota Memorial Hospital system expansion and medical office construction
- ●Wealth migration from high-tax states fueling luxury retail and boutique office demand
- ●University Town Center corridor as a regional retail and Class A office hub
Market Insight
Sarasota County saw one of the highest rates of net domestic in-migration per capita among Florida counties in recent years, and the resulting demand pressure has pushed commercial land prices up significantly — particularly in the Fruitville Road and Palmer Ranch corridors.
How do mezzanine loans work in Sarasota, Florida?
Mezzanine loans are subordinate real estate loans secured by a pledge of the borrower's ownership interests rather than a mortgage lien on the property itself. Borrowers use them when the senior lender's proceeds stop short and they want to reduce the common equity check. In the Sarasota metro area, borrowers can access 8 lenders offering Mezzanine financing, including Bradenton, Venice, Lakewood Ranch, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 6.75% - 11.97%.
Who should consider mezzanine loans?
- Large acquisitions with a capital gap
- Recapitalizations
- Senior-loan executions that stop short on proceeds
- Experienced sponsors managing intercreditor terms
What are the key requirements?
- Usually at least a $1M capital need
- Strong sponsor track record and exit plan
- Senior lender consent plus an intercreditor agreement
- Debt service and leverage that still work for the full stack
Advantages
- ✓Can reduce the common equity check
- ✓Usually no direct property lien
- ✓Often structured interest-only
- ✓Can add proceeds above a senior mortgage
Considerations
- •Usually the priciest layer in the stack
- •Senior lender approval is typically required
- •Intercreditor terms can limit remedies
- •Often not a fit for small-balance deals
Mezzanine Loans in Sarasota FAQ
How many Mezzanine lenders serve Sarasota, FL? ▼
What are Mezzanine loan rates in Sarasota? ▼
What is a mezzanine loan in real estate? ▼
How is mezzanine debt different from preferred equity? ▼
Do senior lenders have to approve mezzanine debt? ▼
How small can a mezzanine loan be? ▼
Where else can I find mezzanine loans in Florida?
Find Mezzanine Lenders in Sarasota
Get matched with lenders offering mezzanine loans in the Sarasota, FL area. Free for borrowers.
Get Matched — Free →