Non-QM Loans in Shreveport, LA
Find lenders offering non-qm loans in the Shreveport, including Bossier City, Minden, and surrounding areas. Compare rates, terms, and programs from 33 lenders.
Non-QM Lenders Serving Shreveport
33 lenders offering non-qm loans in the Shreveport, LA area.
A&D Mortgage
Fort Lauderdale, FL
Wholesale non-QM lender. DSCR loans with 0 minimum DSCR, 80% max LTV, min FICO 620.
Angel Oak Mortgage Solutions
Atlanta, GA
Major non-QM and DSCR lender. Investor cash flow loans up to $1.5M. 40-year terms with interest-only options. No limit on properties.
Athas Capital Group
CA
Wholesale non-QM lender offering bank statement, DSCR, asset qualifier, and foreign national programs.
Carrington Mortgage Services
Anaheim, CA
Non-QM specialist accepting credit scores as low as 500-550. Programs for borrowers with recent bankruptcy, foreclosure, or non-traditional income. Government and conventional loans too.
CrossCountry Mortgage
Cleveland, OH
Large national lender offering DSCR, bank statement, and non-QM mortgage products alongside conventional and government loans.
Defy Mortgage
FL
DSCR lender with flexible terms. Accepts DSCR as low as 0.75 or no ratio. Up to 85% LTV on SFR purchases. Available in 35+ states.
Griffin Funding
CA
Nationwide DSCR lender. No income verification, DSCR as low as 0.75. Up to $5M loan amounts. Also offers VA, conventional, and non-QM loans.
JMAC Lending
CA
DSCR loans available in select states. Min DSCR 0.75, max LTV 75%, min FICO 660-700.
New American Funding
Tustin, CA
Large national lender offering non-QM programs including bank statement loans, asset-based loans, and jumbo non-QM. Max loan $2.5M. Also offers conventional and government loans.
North American Savings Bank
Kansas City, MO
Offers 11 types of non-QM loans including bank statement, asset depletion, DSCR, and bridge. 100,000+ mortgages closed since 2010, $30B+ loaned.
Rocket Mortgage
Detroit, MI
Nation's largest online home lender. Offers some non-QM products alongside conventional, FHA, VA, and jumbo loans. Fully digital application process.
Sprout Mortgage
New York, NY
Non-QM wholesale lender. Bank statement, asset depletion, foreign national, and investor programs.
Truss Financial Group
CA
Tailored DSCR and non-QM mortgage solutions. 30-year fixed DSCR loans from $100K to $3M. Also offers 'no ratio' loans.
Acra Lending
CA
Wholesale non-QM lender with a dedicated DSCR program for investment properties. Offers bank statement, asset qualifier, and foreign national programs alongside DSCR.
Arc Home
NJ
Wholesale and correspondent lender offering DSCR loans for real estate investors. Part of Angelo Gordon's platform with competitive non-QM pricing.
Shreveport Commercial Real Estate Market
Shreveport's commercial real estate market reflects a mid-sized city undergoing economic transition away from oil and gas dependency toward healthcare, military, and gaming-driven demand. The downtown core has seen adaptive-reuse projects converting historic buildings along Texas Street and Commerce Street into mixed-use properties. Barksdale Air Force Base in neighboring Bossier City is the region's largest employer and generates consistent demand for retail, multifamily, and hospitality along the Bossier Strip. Industrial activity concentrates along the I-20 corridor and the Port of Shreveport-Bossier's inland intermodal facilities.
Key Economic Drivers
- ●Barksdale Air Force Base and its 8,000-plus military and civilian workforce
- ●Shreveport-Bossier casino and gaming corridor along the Red River
- ●Willis-Knighton Health System and Ochsner LSU Health medical campuses
- ●Port of Shreveport-Bossier intermodal logistics hub on the Red River
Market Insight
Shreveport's Restoration Tax Abatement program freezes property tax assessments at pre-improvement values for up to 10 years on qualifying commercial rehabilitation projects, providing significant savings for investors renovating the city's aging downtown commercial stock.
Non-QM Loans in Shreveport, Louisiana
Non-Qualified Mortgage (Non-QM) loans are for borrowers who don't meet conventional lending criteria — self-employed, irregular income, recent credit events, or foreign nationals. They use alternative documentation like bank statements, asset depletion, or property cash flow to qualify. In the Shreveport metro area, borrowers can access 33 lenders offering Non-QM financing, including Bossier City, Minden, and surrounding areas. Loan amounts typically range from $100K to $5M with rates from 6.5% - 10%.
Who Should Consider Non-QM Loans?
- Self-employed borrowers
- Bank statement borrowers
- Foreign nationals
- Recent credit events (bankruptcy, foreclosure)
Key Requirements
- Alternative income documentation
- Down payment 10-25%
- Property appraisal
- Minimum credit score varies (580-680)
Advantages
- ✓Alternative income documentation
- ✓Flexible credit requirements
- ✓Available soon after credit events
- ✓Interest-only options
Considerations
- •Higher rates than conventional
- •Larger down payment
- •Limited lender options
- •May require reserves
Non-QM Loans in Other Louisiana Cities
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