SBA 504 Loans in Fort Worth, TX
Find lenders offering sba 504 loans in the Fort Worth, including Arlington, Mansfield, Weatherford, and surrounding areas. Compare rates, terms, and programs from 28 lenders.
SBA 504 Lenders Serving Fort Worth
28 lenders offering sba 504 loans in the Fort Worth, TX area.
Comerica Bank
Local SBADALLAS, TX
Dallas-based major commercial bank offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and treasury management. One of the 25 largest U.S. banks with nationwide business banking.
North Texas Certified Development Corporation
Local SBAPlano, TX
Plano, Texas-based Certified Development Company providing SBA 504 loans to small businesses in North Texas. Offers long-term, fixed-rate financing for commercial real estate acquisition and construction.
Greater East Texas Certified Development Company
Local SBATyler, TX
Caprock Business Finance Corporation, Inc.
Local SBALubbock, TX
LiftFund, Inc.
Local SBASan Antonio, TX
Alliance Lending Corporation
Local SBAFort Worth, TX
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Readycap Lending, LLC
SBABERKELEY HEIGHTS, NJ
Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.
Bank of Hope
SBALOS ANGELES, CA
One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.
Wells Fargo Bank National Association
SBASioux Falls, SD
One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.
Fifth Third Bank
SBACINCINNATI, OH
Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.
Byline Bank
SBACHICAGO, IL
Chicago-based bank and one of the top SBA 7(a) lenders in the Midwest. Provides SBA loans, commercial real estate financing, equipment loans, and government-guaranteed lending for small and mid-sized businesses.
Enterprise Bank & Trust
SBACLAYTON, MO
Midwest-based bank and top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate financing, and specialty lending for industries like healthcare and professional services.
Fort Worth Commercial Real Estate Market
Fort Worth anchors the western half of the DFW metroplex and has established a distinct CRE identity driven by defense and aerospace manufacturing, logistics, and a rapidly growing population. The Lockheed Martin F-35 Joint Strike Fighter production facility at Naval Air Station Fort Worth is the metro's signature employer, surrounded by a deep aerospace supply chain. The Alliance Texas development near I-35W and SH-170 is one of the largest master-planned industrial and logistics parks in the country, home to BNSF Railway's intermodal hub, Amazon, and dozens of distribution tenants. Downtown Fort Worth's Sundance Square district has attracted mixed-use and hospitality investment, while the Near Southside and Race Street corridors have emerged as creative office and medical submarkets. The city's population surpassed one million, and the surrounding Mansfield-Weatherford corridor is absorbing residential and commercial growth rapidly.
Key Economic Drivers
- ●Lockheed Martin Aeronautics F-35 production facility at NAS Fort Worth Joint Reserve Base
- ●Alliance Texas logistics hub and BNSF Railway intermodal facility near I-35W
- ●Bell Textron helicopter manufacturing and engineering center
- ●Medical District anchored by John Peter Smith Hospital, Texas Health Resources, and Cook Children's
Market Insight
Alliance Texas, developed by Hillwood (a Ross Perot Jr. company), encompasses over 26,000 acres and is home to more than 500 companies — making it one of the largest inland ports and master-planned industrial developments in the Western Hemisphere.
SBA 504 Loans in Fort Worth, Texas
SBA 504 loans provide long-term, fixed-rate financing for major fixed assets like commercial real estate and heavy equipment. The loan is split between a bank (50%), a Certified Development Company (40%), and your down payment (10%), resulting in below-market rates on the CDC portion. In the Fort Worth metro area, borrowers can access 28 lenders offering SBA 504 financing, including Arlington, Mansfield, Weatherford, and surrounding areas. Loan amounts typically range from $125K to $17M with rates from Below market (CDC portion ~5-6%).
Who Should Consider SBA 504 Loans?
- Owner-occupied commercial real estate
- Heavy equipment purchase
- Business expansion
- New construction
Key Requirements
- For-profit business
- Net worth under $15M
- Average net income under $5M (after taxes) for prior 2 years
- 51%+ owner occupancy
- Create or retain jobs (1 per $90,000 CDC)
Advantages
- ✓Only 10% down payment
- ✓Below-market fixed rate on CDC portion
- ✓Long terms (20-25 years for RE)
- ✓No balloon payments
Considerations
- •Must be owner-occupied (51%+ for existing, 60%+ for new construction)
- •Cannot be used for working capital
- •Longer closing timeline
- •Two closings (bank + CDC)
SBA 504 Loans in Other Texas Cities
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