SBA 7(a) Loans in Little Rock, AR
Find lenders offering sba 7(a) loans in the Little Rock, including North Little Rock, Conway, Benton, and surrounding areas. Compare rates, terms, and programs from 45 lenders.
Which SBA 7(a) lenders serve Little Rock?
45 lenders offering sba 7(a) loans in the Little Rock, AR area.
Stone Bank
Local SBAMOUNTAIN VIEW, AR
Arkansas-based bank specializing in government-guaranteed lending including SBA, FSA, and USDA business loans. Offers nationwide lending with expertise in SBA 7(a) financing for small business acquisitions and real estate.
Southern Bancorp Bank
Local SBAArkadelphia, AR
Arkansas-based community development bank and one of the largest CDFIs in the U.S. Offers SBA 7(a) loans, commercial real estate, and mission-driven lending focused on underserved rural and urban communities.
First Service Bank
Local SBAGreenbrier, AR
Encore Bank
Local SBALITTLE ROCK, AR
FNBC Bank
Local SBAASH FLAT, AR
Arvest Bank
Local SBAFAYETTEVILLE, AR
First Community Bank
Local SBABatesville, AR
Simmons Bank
Local SBAPINE BLUFF, AR
First Security Bank
Local SBASearcy, AR
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
US Metro Bank
SBAGARDEN GROVE, CA
Community bank serving Southern California's diverse business community. A top SBA 7(a) lender specializing in commercial real estate and business acquisition loans, with particular strength in the Korean-American business community.
What does the Little Rock commercial real estate market look like?
Little Rock is Arkansas's capital and its largest commercial real estate market, with office demand driven by state government, financial services, and healthcare employers concentrated in the downtown core and the West Little Rock corridor along Chenal Parkway. The I-30 corridor connecting Little Rock and North Little Rock is the metro's primary industrial and logistics zone, while the I-430/I-630 interchange area serves as the suburban office and retail center. The River Market District along the Arkansas River has matured into a mixed-use entertainment and dining destination with adjacent multifamily and Class A office development. Medical office demand is strong, supported by the University of Arkansas for Medical Sciences campus and several major hospital systems.
Key Economic Drivers
- ●Arkansas state government offices and regulatory agencies
- ●University of Arkansas for Medical Sciences (UAMS) hospital and research complex
- ●Dillard's, Stephens Inc., and Windstream Holdings corporate operations
- ●Little Rock Air Force Base in nearby Jacksonville
Market Insight
Arkansas caps annual property assessment increases at 5% under Amendment 79, providing CRE investors with unusually predictable operating expense growth compared to states that reassess at full market value each year.
How do sba 7(a) loans work in Little Rock, Arkansas?
SBA 7(a) loans are the most common SBA loan program, offering up to $5 million for working capital, equipment, real estate, business acquisition, and refinancing. Backed by the U.S. Small Business Administration, they offer competitive rates and longer terms than conventional business loans. In the Little Rock metro area, borrowers can access 45 lenders offering SBA 7(a) financing, including North Little Rock, Conway, Benton, and surrounding areas. Loan amounts typically range from $25K to $5M with rates from Prime + 1.5% to 3.75%.
Who should consider sba 7(a) loans?
- Small business owners
- Business acquisitions
- Working capital needs
- Commercial real estate purchase
What are the key requirements?
- For-profit business operating in the US
- Owner has invested equity
- Exhausted other financing options
- No delinquent government debt
- Credit score: 680+
Advantages
- ✓Low down payment (as low as 10%)
- ✓Competitive interest rates
- ✓Long repayment terms
- ✓Can be used for many purposes
Considerations
- •Lengthy application process
- •Extensive documentation required
- •Personal guarantee required
- •Collateral often needed
SBA 7(a) Loans in Little Rock FAQ
How many SBA 7(a) lenders serve Little Rock, AR? ▼
What are SBA 7(a) loan rates in Little Rock? ▼
How long does an SBA 7(a) loan take to close? ▼
Can I use an SBA 7(a) for real estate? ▼
What's the difference between SBA 7(a) and 504? ▼
Where else can I find sba 7(a) loans in Arkansas?
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