SBA 7(a) Loans in Arlington, VA
Find lenders offering sba 7(a) loans in the Arlington, including Fairfax, Tysons, McLean, and surrounding areas. Compare rates, terms, and programs from 87 lenders.
Which SBA 7(a) lenders serve Arlington?
87 lenders offering sba 7(a) loans in the Arlington, VA area.
TowneBank
Local SBAPORTSMOUTH, VA
Virginia-based regional bank providing SBA 7(a) loans, commercial real estate financing, and business banking services. Serves businesses across Virginia, North Carolina, and Maryland.
Capital One, National Association
Local SBAMCLEAN, VA
One of the nation's largest banks, offering SBA 7(a) loans, commercial real estate, lines of credit, and treasury management. Provides full-service business banking with digital-first convenience for small and mid-sized businesses.
Primis Bank
Local SBATAPPAHANNOCK, VA
Atlantic Union Bank
Local SBARICHMOND, VA
Bank of Clarke
Local SBABERRYVILLE, VA
The Freedom Bank of Virginia
Local SBAFairfax, VA
John Marshall Bank
Local SBARESTON, VA
Freedom First Federal Credit Union
Local SBARoanoke, VA
New Horizon Bank, National Association
Local SBAPOWHATAN, VA
New Peoples Bank, Inc.
Local SBAHONAKER, VA
Select Bank
Local SBAFOREST, VA
MainStreet Bank
Local SBAFAIRFAX, VA
The National Bank of Blacksburg
Local SBABLACKSBURG, VA
Park View FCU
Local SBAHARRISONBURG, VA
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
What does the Arlington commercial real estate market look like?
Arlington and the broader Northern Virginia corridor constitute one of the most dynamic commercial real estate markets in the United States, anchored by the Pentagon, Amazon's HQ2 in National Landing, and a dense cluster of defense and technology contractors along the Rosslyn-Ballston corridor. The Tysons Corner submarket has evolved from a suburban office park into a walkable urban center following the Silver Line Metro extension, attracting mixed-use development and corporate relocations. Reston Town Center and the Dulles Corridor remain top-tier office and data center markets, with Loudoun County alone hosting more than 70% of the world's internet traffic through its data center cluster. Vacancy rates in Class A office space have shifted as remote work reshaped the market, but amenity-rich properties near Metro stations continue to command premium rents.
Key Economic Drivers
- ●Amazon HQ2 and the National Landing redevelopment bringing 25,000+ jobs
- ●Defense and intelligence agencies including the Pentagon, DARPA, and major contractors like Northrop Grumman and Booz Allen Hamilton
- ●Dulles Corridor data center cluster in Loudoun County, the largest concentration globally
- ●Silver Line Metro expansion driving transit-oriented development in Tysons and Reston
Market Insight
Virginia offers a data center sales tax exemption that has helped Northern Virginia attract over $50 billion in cumulative data center investment, making the Dulles Corridor the most active data center construction market in the world.
How do sba 7(a) loans work in Arlington, Virginia?
SBA 7(a) loans are the most common SBA loan program, offering up to $5 million for working capital, equipment, real estate, business acquisition, and refinancing. Backed by the U.S. Small Business Administration, they offer competitive rates and longer terms than conventional business loans. In the Arlington metro area, borrowers can access 87 lenders offering SBA 7(a) financing, including Fairfax, Tysons, McLean, and surrounding areas. Loan amounts typically range from $25K to $5M with rates from Prime + 1.5% to 3.75%.
Who should consider sba 7(a) loans?
- Small business owners
- Business acquisitions
- Working capital needs
- Commercial real estate purchase
What are the key requirements?
- For-profit business operating in the US
- Owner has invested equity
- Exhausted other financing options
- No delinquent government debt
- Credit score: 680+
Advantages
- ✓Low down payment (as low as 10%)
- ✓Competitive interest rates
- ✓Long repayment terms
- ✓Can be used for many purposes
Considerations
- •Lengthy application process
- •Extensive documentation required
- •Personal guarantee required
- •Collateral often needed
SBA 7(a) Loans in Arlington FAQ
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Can I use an SBA 7(a) for real estate? ▼
What's the difference between SBA 7(a) and 504? ▼
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