Bridge Loans in New York City, NY
Find lenders offering bridge loans in the New York City, including Brooklyn, Manhattan, Queens, and surrounding areas. Compare rates, terms, and programs from 42 lenders.
Bridge Lenders Serving New York City
42 lenders offering bridge loans in the New York City, NY area.
Acore Capital
LocalNew York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
Arbor Realty Trust
LocalUniondale, NY
Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.
Greystone
LocalNew York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
Lument
LocalNew York, NY
Commercial real estate lender and asset manager. Freddie Mac, Fannie Mae, and FHA/HUD multifamily lending. Also offers bridge and permanent financing.
Newmark
LocalNew York, NY
Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.
Ready Capital
LocalNew York, NY
Nationwide commercial lender offering bridge, permanent, and SBA loans. Specializes in small to mid-balance CRE loans ($1M-$35M).
Roc Capital
LocalNew York, NY
Originated $15B+ in loans. Bridge and DSCR rental loans for real estate investors. Known for speed and scale.
Truist Bank
SBACharlotte, NC
One of the top 10 U.S. banks formed by the BB&T and SunTrust merger. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive business banking nationwide.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Berkadia
Ambler, PA
Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
New York City Commercial Real Estate Market
New York City is the largest and most liquid commercial real estate market in the Western Hemisphere, with Manhattan alone containing approximately 450 million square feet of office space across distinct submarkets including Midtown, Midtown South, and Lower Manhattan. The Hudson Yards development on Manhattan's far west side represents the largest private real estate development in U.S. history and has reshaped the Midtown West office landscape, while the Brooklyn waterfront in DUMBO and Williamsburg has matured into a legitimate alternative office market for technology and creative firms. The outer boroughs, particularly industrial zones in the Bronx, Queens, and Brooklyn, have seen intense competition for last-mile logistics space driven by e-commerce growth. The city's post-pandemic office market has experienced a bifurcation between trophy-class towers with strong occupancy and older Class B and C buildings facing elevated vacancy and conversion pressure.
Key Economic Drivers
- ●Global financial services firms including JPMorgan Chase, Goldman Sachs, and Citigroup anchoring Midtown office demand
- ●Technology sector expansion from Google, Amazon, and Meta across Manhattan and Brooklyn submarkets
- ●Hudson Yards, Manhattan West, and One Vanderbilt representing generational trophy office development
- ●Last-mile logistics demand from e-commerce driving industrial absorption in outer-borough markets
Market Insight
New York City's office-to-residential conversion program, expanded under recent zoning text amendments, has identified over 130 million square feet of office space eligible for conversion, creating a significant adaptive reuse pipeline that could reshape older commercial corridors in Midtown and the Financial District.
Bridge Loans in New York City, New York
Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the New York City metro area, borrowers can access 42 lenders offering Bridge financing, including Brooklyn, Manhattan, Queens, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.
Who Should Consider Bridge Loans?
- Value-add acquisitions
- Renovations before refinance
- Properties not yet stabilized
- Time-sensitive deals
Key Requirements
- Clear exit strategy (refinance or sale)
- Sufficient equity or down payment
- Property with upside potential
- Borrower experience (preferred)
Advantages
- ✓Extremely fast closing
- ✓Flexible underwriting
- ✓Interest-only payments
- ✓Finance properties conventional lenders won't touch
Considerations
- •Higher interest rates
- •Short term requires exit strategy
- •Origination fees (1-3 points)
- •Prepayment penalties possible
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