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Bridge Loans in Syracuse, NY

Find lenders offering bridge loans in the Syracuse, including Liverpool, Cicero, Manlius, and surrounding areas. Compare rates, terms, and programs from 42 lenders.

Lenders
42
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Syracuse

42 lenders offering bridge loans in the Syracuse, NY area.

Acore Capital

Local

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Arbor Realty Trust

Local

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Greystone

Local

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Lument

Local

New York, NY

Commercial real estate lender and asset manager. Freddie Mac, Fannie Mae, and FHA/HUD multifamily lending. Also offers bridge and permanent financing.

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Newmark

Local

New York, NY

Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.

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Ready Capital

Local

New York, NY

Nationwide commercial lender offering bridge, permanent, and SBA loans. Specializes in small to mid-balance CRE loans ($1M-$35M).

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Roc Capital

Local

New York, NY

Originated $15B+ in loans. Bridge and DSCR rental loans for real estate investors. Known for speed and scale.

$100K – $10M
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Truist Bank

SBA

Charlotte, NC

One of the top 10 U.S. banks formed by the BB&T and SunTrust merger. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive business banking nationwide.

13 SBA loans
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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Syracuse Commercial Real Estate Market

Syracuse's CRE market is being reshaped by the transformative Micron Technology semiconductor fabrication facility in the town of Clay, a project expected to invest up to $100 billion over 20 years and create thousands of jobs in the metro area. The downtown Armory Square and Clinton Square districts serve as the city's mixed-use core, with adaptive reuse projects converting former industrial buildings into office, retail, and residential space. Syracuse University and SUNY Upstate Medical University anchor the University Hill area, generating consistent demand for student housing, medical office, and research space. The I-81 corridor through the city is undergoing a major transformation as the elevated highway is being replaced with a community grid, which is expected to reunite neighborhoods and create new development opportunities on previously isolated parcels.

Key Economic Drivers

  • Micron Technology's planned semiconductor fab in Clay expected to generate massive industrial, housing, and commercial demand
  • Syracuse University and SUNY Upstate Medical University anchoring University Hill as the region's healthcare and education hub
  • I-81 viaduct replacement with the community grid project creating new urban development parcels in the city core
  • Lockheed Martin and BAE Systems defense electronics operations sustaining advanced manufacturing employment

Market Insight

Micron's planned $100 billion semiconductor fabrication complex in the Syracuse suburb of Clay is the largest private investment in New York State history, and is expected to create up to 9,000 direct jobs, fundamentally altering the region's CRE demand trajectory for industrial, residential, and retail properties.

Bridge Loans in Syracuse, New York

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Syracuse metro area, borrowers can access 42 lenders offering Bridge financing, including Liverpool, Cicero, Manlius, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

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