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Bridge Loans in Cleveland, OH

Find lenders offering bridge loans in the Cleveland, including Akron, Lakewood, Parma, and surrounding areas. Compare rates, terms, and programs from 42 lenders.

Lenders
42
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Cleveland

42 lenders offering bridge loans in the Cleveland, OH area.

KeyBank Real Estate Capital

Local

Cleveland, OH

Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.

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PNC Bank, National Association

SBA

WILMINGTON, DE

One of the largest U.S. banks, offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive treasury management. Full-service business banking across the eastern United States.

68 SBA loans
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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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Cleveland Commercial Real Estate Market

Cleveland's CRE market is defined by its healthcare and advanced manufacturing strengths, with the Cleveland Clinic and University Hospitals together forming one of the largest medical employment clusters in the country. The Health-Tech Corridor along Euclid Avenue from downtown through University Circle has attracted life sciences startups, medical device companies, and research facilities, creating a specialized submarket with growing lab and R&D space demand. The downtown core has seen meaningful residential conversion activity in the Warehouse District and East 4th Street area, while the lakefront around North Coast Harbor is positioned for long-term redevelopment. The I-77 and I-480 corridors through Independence and Brecksville form the primary suburban office submarket, while industrial demand remains anchored by the steel, polymer, and automotive supply chain along the I-90 corridor east toward Mentor.

Key Economic Drivers

  • Cleveland Clinic's global healthcare operations and research campus driving medical office and life sciences demand
  • NASA Glenn Research Center and its aerospace technology cluster supporting specialized industrial tenants
  • KeyBank and Progressive Insurance headquarters sustaining downtown and suburban office absorption
  • Port of Cleveland and steel/polymer manufacturing base generating industrial CRE demand along the I-90 corridor

Market Insight

Ohio's Historic Preservation Tax Credit program, which offers a 25% state credit on qualified rehabilitation expenditures, has been particularly impactful in Cleveland, where over $5 billion in historic building rehabilitations have been completed in the downtown and University Circle areas.

Bridge Loans in Cleveland, Ohio

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Cleveland metro area, borrowers can access 42 lenders offering Bridge financing, including Akron, Lakewood, Parma, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

Bridge Loans in Other Ohio Cities

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