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Bridge Loans in Toledo, OH

Find lenders offering bridge loans in the Toledo, including Oregon, Perrysburg, Maumee, and surrounding areas. Compare rates, terms, and programs from 42 lenders.

Lenders
42
Typical Rate
8% - 12%
Down Payment
20-30%
Term
6-36 months
Closing Time
1-3 weeks

Bridge Lenders Serving Toledo

42 lenders offering bridge loans in the Toledo, OH area.

KeyBank Real Estate Capital

Local

Cleveland, OH

Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.

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PNC Bank, National Association

SBA

WILMINGTON, DE

One of the largest U.S. banks, offering SBA 7(a) and 504 loans, commercial real estate, equipment financing, lines of credit, and comprehensive treasury management. Full-service business banking across the eastern United States.

68 SBA loans
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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Berkadia

Ambler, PA

Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.

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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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CoreVest Finance

Irvine, CA

Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.

$200K – $50M
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Cushman & Wakefield

Chicago, IL

Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.

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Easy Street Capital

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Greystone

New York, NY

Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.

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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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Toledo Commercial Real Estate Market

Toledo's CRE market reflects its industrial heritage as a center of glass manufacturing and automotive production, with the city's port on Lake Erie and proximity to the Michigan border shaping its commercial real estate dynamics. The downtown waterfront along the Maumee River has seen investment around Promenade Park and the Mud Hens' Fifth Third Field, though revitalization has been incremental compared to Ohio's larger metros. The I-75 corridor south through Perrysburg and Findlay captures the majority of new retail and suburban office activity, while the I-80 corridor and Toledo Express Airport area serve industrial and logistics tenants. The University of Toledo and its medical center provide a stable employment anchor and generate consistent demand for student housing and medical office properties in the surrounding neighborhoods.

Key Economic Drivers

  • Owens Corning and Libbey Glass legacy operations maintaining Toledo's identity as the 'Glass City' with industrial space demand
  • ProMedica Health System headquarters and the University of Toledo Medical Center generating healthcare CRE absorption
  • Port of Toledo handling bulk cargo and supporting logistics operations along the I-75 and I-80 corridors
  • First Solar's manufacturing presence in the metro area connecting Toledo to the growing solar energy supply chain

Market Insight

Toledo's historic glass manufacturing infrastructure has found new relevance as First Solar operates its largest U.S. solar panel manufacturing facility in the metro, and the city's designation as the 'Solar Capital of the Midwest' has attracted related clean energy supply chain tenants to available industrial space.

Bridge Loans in Toledo, Ohio

Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Toledo metro area, borrowers can access 42 lenders offering Bridge financing, including Oregon, Perrysburg, Maumee, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.

Who Should Consider Bridge Loans?

  • Value-add acquisitions
  • Renovations before refinance
  • Properties not yet stabilized
  • Time-sensitive deals

Key Requirements

  • Clear exit strategy (refinance or sale)
  • Sufficient equity or down payment
  • Property with upside potential
  • Borrower experience (preferred)

Advantages

  • Extremely fast closing
  • Flexible underwriting
  • Interest-only payments
  • Finance properties conventional lenders won't touch

Considerations

  • Higher interest rates
  • Short term requires exit strategy
  • Origination fees (1-3 points)
  • Prepayment penalties possible

Bridge Loans in Other Ohio Cities

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