Bridge Loans in Charleston, SC
Find lenders offering bridge loans in the Charleston, including Mount Pleasant, North Charleston, Summerville, and surrounding areas. Compare rates, terms, and programs from 41 lenders.
Bridge Lenders Serving Charleston
41 lenders offering bridge loans in the Charleston, SC area.
Lima One Capital
LocalGreenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Arbor Realty Trust
Uniondale, NY
Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.
Berkadia
Ambler, PA
Joint venture of Berkshire Hathaway and Jefferies. Commercial mortgage banking, investment sales, and servicing.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
Cushman & Wakefield
Chicago, IL
Global CRE services firm with extensive capital markets and financing capabilities across all commercial property types.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
iBorrow
CA
Commercial real estate bridge lender. Loan amounts up to $100M+. Fast closing for large CRE transactions.
Charleston Commercial Real Estate Market
Charleston is one of the fastest-growing CRE markets in the Southeast, propelled by Boeing's 787 Dreamliner final assembly facility, a booming port, and a tourism economy that generates over $8 billion annually. The Mount Pleasant and Daniel Island submarkets attract affluent residential and Class A office demand, while North Charleston's Intermodal Container Transfer Facility links the Port of Charleston to national rail networks, driving industrial and logistics development. The Upper Peninsula neighborhood in downtown Charleston's Neck area has emerged as a development frontier, with large-scale mixed-use and tech-oriented projects reshaping the formerly industrial corridor. The historic district's strict preservation requirements create a constrained supply environment for hospitality and retail properties, supporting premium rents.
Key Economic Drivers
- ●Boeing South Carolina's 787 Dreamliner campus employing thousands and anchoring an aerospace supplier cluster
- ●Port of Charleston, one of the deepest harbors on the East Coast, driving warehouse and logistics demand
- ●Tourism industry generating over $8 billion annually and sustaining high hospitality occupancy rates
- ●Medical University of South Carolina (MUSC) and Roper St. Francis healthcare system expansions
Market Insight
The Port of Charleston's harbor deepening project to 52 feet is enabling it to handle the largest post-Panamax container vessels, positioning the metro for significant growth in port-adjacent industrial and cold storage CRE demand.
Bridge Loans in Charleston, South Carolina
Commercial bridge loans provide short-term financing (typically 6-36 months) to acquire, renovate, or stabilize a property before securing permanent financing or selling. They close fast and offer flexibility that traditional loans can't match. In the Charleston metro area, borrowers can access 41 lenders offering Bridge financing, including Mount Pleasant, North Charleston, Summerville, and surrounding areas. Loan amounts typically range from $250K to $50M with rates from 8% - 12%.
Who Should Consider Bridge Loans?
- Value-add acquisitions
- Renovations before refinance
- Properties not yet stabilized
- Time-sensitive deals
Key Requirements
- Clear exit strategy (refinance or sale)
- Sufficient equity or down payment
- Property with upside potential
- Borrower experience (preferred)
Advantages
- ✓Extremely fast closing
- ✓Flexible underwriting
- ✓Interest-only payments
- ✓Finance properties conventional lenders won't touch
Considerations
- •Higher interest rates
- •Short term requires exit strategy
- •Origination fees (1-3 points)
- •Prepayment penalties possible
Bridge Loans in Other South Carolina Cities
Find Bridge Lenders in Charleston
Get matched with lenders offering bridge loans in the Charleston, SC area. Free for borrowers.
Get Matched — Free →