Commercial Lenders in South Carolina

Browse 141 lenders serving South Carolina across DSCR, SBA, bridge, construction, hard money, and more.

All South Carolina Lenders

141 commercial lenders serving South Carolina.

Live Oak Banking Company

SBA

WILMINGTON, NC

One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.

Commercial Real Estate Conventional Sba 504 Sba 7a +1 more
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The Huntington National Bank

SBA

COLUMBUS, OH

Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Newtek Bank, National Association

SBA

Miami, FL

Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.

Conventional Line Of Credit Sba 7a
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U.S. Bank, National Association

SBA

Cincinnati, OH

Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Celtic Bank Corporation

SBA

SALT LAKE CITY, UT

Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.

Conventional Sba 7a Usda
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Harvest Small Business Finance, LLC

SBA

Laguna Hills, CA

Non-bank SBA preferred lender specializing in SBA 7(a) loans for commercial real estate acquisition and refinancing. Focuses on owner-occupied commercial properties with loans up to $5 million.

Sba 7a
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US Metro Bank

SBA

GARDEN GROVE, CA

Community bank serving Southern California's diverse business community. A top SBA 7(a) lender specializing in commercial real estate and business acquisition loans, with particular strength in the Korean-American business community.

Commercial Real Estate Conventional Sba 7a
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Readycap Lending, LLC

SBA

BERKELEY HEIGHTS, NJ

Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.

Conventional Sba 504 Sba 7a
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Bank of Hope

SBA

LOS ANGELES, CA

One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.

Commercial Real Estate Conventional Sba 504 Sba 7a
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GBank

SBA

LAS VEGAS, NV

Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.

Commercial Real Estate Conventional Sba 7a
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Wells Fargo Bank National Association

SBA

Sioux Falls, SD

One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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First Bank of the Lake

SBA

Osage Beach, MO

Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.

Conventional Sba 7a
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United Midwest Savings Bank National Association

SBA

DE GRAFF, OH

Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.

Conventional Sba 7a
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Fifth Third Bank

SBA

CINCINNATI, OH

Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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TD Bank, National Association

SBA

WILMINGTON, DE

One of the 10 largest banks in the U.S. and a major SBA preferred lender. Offers SBA 7(a) and Express loans, conventional business lending, commercial real estate, and treasury management services across the eastern U.S.

Commercial Real Estate Conventional Line Of Credit Sba 7a +1 more
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Enterprise Bank & Trust

SBA

CLAYTON, MO

Midwest-based bank and top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate financing, and specialty lending for industries like healthcare and professional services.

Commercial Real Estate Conventional Sba 504 Sba 7a
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Bank of America, National Association

SBA

Charlotte, NC

One of the largest banks in the world and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, equipment financing, and comprehensive treasury management.

Commercial Real Estate Conventional Line Of Credit Sba 7a
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Citizens Bank

SBA

ELIZABETHTON, TN

Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.

Commercial Real Estate Conventional Sba 7a
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CenTrust Bank, A Division of SmartBiz Bank National Associat

SBA

Northbrook, IL

Technology-driven SBA lender operating through the SmartBiz platform. Offers streamlined SBA 7(a) loans with a fast online application process, serving small businesses nationwide with loans for working capital, debt refinancing, and commercial real estate.

Sba 7a
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Community Bank & Trust-West Georgia

SBA

LAGRANGE, GA

Community bank in West Georgia and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions and commercial real estate with a focus on hospitality and franchise businesses.

Conventional Sba 7a
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KeyBank National Association

SBA

CLEVELAND, OH

Major regional bank and SBA preferred lender with nationwide commercial banking operations. Offers SBA 7(a) and 504 loans, conventional business lending, commercial real estate, equipment finance, and capital markets services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Hanmi Bank

SBA

LOS ANGELES, CA

Community bank primarily serving Korean-American and multi-ethnic communities across the U.S. A top SBA 7(a) lender offering commercial real estate loans, SBA lending, trade finance, and full-service business banking.

Commercial Real Estate Conventional Sba 7a
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Metro City Bank

SBA

DORAVILLE, GA

Community bank headquartered in the Atlanta metro area, serving diverse business communities nationwide. A top SBA 7(a) lender specializing in commercial real estate, hospitality, and gas station financing.

Commercial Real Estate Conventional Sba 7a
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Bankwell Bank

SBA

New Canaan, CT

Connecticut-based community bank and SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, commercial real estate financing, and business banking services in the New England region.

Commercial Real Estate Conventional Sba 7a
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VelocitySBA, LLC

SBA

Irving, TX

Non-bank SBA preferred lender specializing exclusively in SBA 7(a) loans for commercial real estate acquisition. Focuses on hotel, gas station, and convenience store financing with a streamlined approval process.

Sba 7a
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Climate First Bank

SBA

St. Petersburg, FL

Mission-driven community bank focused on sustainability and an SBA preferred lender. Offers SBA 7(a) loans, solar and clean energy financing, commercial real estate lending, and conventional business loans with a focus on environmentally beneficial projects.

Clean Energy Commercial Real Estate Conventional Sba 7a
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Lendistry SBLC, LLC

SBA

Los Angeles, CA

CDFI and SBA community advantage lender focused on providing responsible lending to small businesses in underserved communities. Offers SBA 7(a) loans, microloans, and commercial real estate financing with a focus on minority and women-owned businesses.

Conventional Microloan Sba 7a
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Milestone Bank

SBA

Salt Lake City, UT

Utah-based community bank and SBA preferred lender. Specializes in SBA 7(a) loans for commercial real estate, business acquisitions, and expansion financing in the Mountain West region.

Commercial Real Estate Conventional Sba 7a
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The Bancorp Bank National Association

SBA

Sioux Falls, SD

Fintech-enabling bank and SBA preferred lender. Provides SBA 7(a) loans alongside its primary business of providing private-label banking and financial services through fintech partnerships.

Conventional Sba 7a
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First-Citizens Bank & Trust Company

SBA

RALEIGH, NC

One of the largest family-controlled banks in the U.S., headquartered in Raleigh, NC. Offers SBA 7(a) and 504 loans, commercial real estate, equipment financing, and lines of credit for businesses nationwide.

Commercial Real Estate Equipment Financing Line Of Credit Sba 504 +1 more
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Commercial Lending in South Carolina

South Carolina has attracted major manufacturing investments from BMW, Boeing, Volvo, and others, establishing a strong advanced manufacturing corridor. Charleston's port growth and tourism economy drive significant CRE demand along the coast.

South Carolina assesses commercial property at only 6% of fair market value, one of the lowest assessment ratios in the nation, resulting in favorable effective tax rates for CRE investors. The state's fee-in-lieu-of-taxes (FILOT) program allows negotiated property tax rates for qualifying manufacturing and commercial projects, often reducing effective rates by 50% or more. Charleston's rapid growth has created a competitive CRE market, but the city's aggressive flood mitigation requirements and the Dutch Dialogues-inspired stormwater management standards add costs that investors should factor into coastal commercial development budgets.

Key Industries

Automotive & advanced manufacturing Aerospace (Boeing) Tourism & hospitality Logistics Military

Foreclosure Type

Judicial

Foreclosures go through the court system, which can take 6-18+ months.

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