Commercial Lenders in Minnesota

Browse 164 lenders serving Minnesota across DSCR, SBA, bridge, construction, hard money, and more.

All Minnesota Lenders

164 commercial lenders serving Minnesota.

Live Oak Banking Company

SBA

WILMINGTON, NC

One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.

Commercial Real Estate Conventional Sba 504 Sba 7a +1 more
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The Huntington National Bank

SBA

COLUMBUS, OH

Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Newtek Bank, National Association

SBA

Miami, FL

Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.

Conventional Line Of Credit Sba 7a
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U.S. Bank, National Association

SBA

Cincinnati, OH

Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Celtic Bank Corporation

SBA

SALT LAKE CITY, UT

Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.

Conventional Sba 7a Usda
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US Metro Bank

SBA

GARDEN GROVE, CA

Community bank serving Southern California's diverse business community. A top SBA 7(a) lender specializing in commercial real estate and business acquisition loans, with particular strength in the Korean-American business community.

Commercial Real Estate Conventional Sba 7a
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Readycap Lending, LLC

SBA

BERKELEY HEIGHTS, NJ

Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.

Conventional Sba 504 Sba 7a
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GBank

SBA

LAS VEGAS, NV

Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.

Commercial Real Estate Conventional Sba 7a
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Wells Fargo Bank National Association

SBA

Sioux Falls, SD

One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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First Bank of the Lake

SBA

Osage Beach, MO

Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.

Conventional Sba 7a
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United Midwest Savings Bank National Association

SBA

DE GRAFF, OH

Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.

Conventional Sba 7a
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Byline Bank

SBA

CHICAGO, IL

Chicago-based bank and one of the top SBA 7(a) lenders in the Midwest. Provides SBA loans, commercial real estate financing, equipment loans, and government-guaranteed lending for small and mid-sized businesses.

Commercial Real Estate Conventional Sba 504 Sba 7a
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CenTrust Bank, A Division of SmartBiz Bank National Associat

SBA

Northbrook, IL

Technology-driven SBA lender operating through the SmartBiz platform. Offers streamlined SBA 7(a) loans with a fast online application process, serving small businesses nationwide with loans for working capital, debt refinancing, and commercial real estate.

Sba 7a
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KeyBank National Association

SBA

CLEVELAND, OH

Major regional bank and SBA preferred lender with nationwide commercial banking operations. Offers SBA 7(a) and 504 loans, conventional business lending, commercial real estate, equipment finance, and capital markets services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Old National Bank

SBA

EVANSVILLE, IN

Midwest-based regional bank and SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, commercial real estate financing, treasury management, and wealth management for small and mid-sized businesses.

Commercial Real Estate Conventional Sba 7a
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WBD, Inc.

SBA

Madison, WI

Wisconsin-based Certified Development Company (CDC) specializing in SBA 504 loans. Helps small businesses in the Midwest acquire commercial real estate and equipment with long-term, fixed-rate SBA 504 financing.

Sba 504
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East West Bank

SBA

PASADENA, CA

One of the largest independent banks focused on the U.S. and Greater China markets. Offers SBA 7(a) and 504 loans, commercial real estate, trade finance, and international banking for businesses with cross-border needs.

Commercial Real Estate Line Of Credit Sba 504 Sba 7a
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Centerstone SBA Lending, Inc.

SBA

LOS ANGELES, CA

Los Angeles-based non-bank SBA 7(a) lender providing personalized financing solutions for small businesses. Specializes in SBA lending with industry-specific expertise and dedicated service.

Sba 7a
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First National Bank of Pennsylvania

SBA

GREENVILLE, PA

One of the oldest banks in the U.S., offering SBA 7(a) loans, commercial real estate, equipment financing, and business lines of credit. Serves businesses across Pennsylvania, Ohio, Maryland, and surrounding states.

Commercial Real Estate Equipment Financing Line Of Credit Sba 7a
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Minnesota Business Finance Corporation

SBA

St. Cloud, MN

St. Cloud, Minnesota-based Certified Development Company specializing in SBA 504 loans. Provides long-term, fixed-rate financing for small businesses in Minnesota to acquire real estate and equipment.

Sba 504
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Merchants Bank of Indiana

SBA

CARMEL, IN

Carmel, Indiana-based SBA Preferred Lender offering faster approvals and flexible SBA 7(a) financing. Provides commercial real estate loans, equipment financing, and business banking services.

Commercial Real Estate Equipment Financing Sba 7a
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Bell Bank

SBA

Fargo, ND

Fargo, North Dakota-based bank and one of the largest independently owned banks in the nation. Offers SBA 7(a) loans, commercial real estate, equipment financing, and business banking across the Upper Midwest and Arizona.

Commercial Real Estate Equipment Financing Sba 7a
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BankVista

SBA

SARTELL, MN

Sartell, Minnesota-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves small businesses across central Minnesota with personalized lending.

Commercial Real Estate Sba 7a
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American National Bank

SBA

Omaha, NE

Omaha, Nebraska-based bank offering SBA 7(a) loans, commercial real estate, equipment financing, and business banking. Serves businesses across Nebraska and the Great Plains region.

Commercial Real Estate Equipment Financing Sba 7a
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A&D Mortgage

Fort Lauderdale, FL

Wholesale non-QM lender. DSCR loans with 0 minimum DSCR, 80% max LTV, min FICO 620.

Dscr Non Qm
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Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

Bridge Mezzanine
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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

Hard Money Bridge
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Angel Oak Mortgage Solutions

Atlanta, GA

Major non-QM and DSCR lender. Investor cash flow loans up to $1.5M. 40-year terms with interest-only options. No limit on properties.

Dscr Non Qm
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Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

Bridge Commercial Mortgage Cmbs
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Athas Capital Group

CA

Wholesale non-QM lender offering bank statement, DSCR, asset qualifier, and foreign national programs.

Non Qm
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Commercial Lending in Minnesota

Minnesota is home to 16 Fortune 500 companies, giving the Twin Cities metro a diversified corporate base. The state's strong healthcare, financial services, and retail sectors provide stable demand across multiple CRE asset classes.

Minnesota's non-judicial foreclosure process includes a 6-month redemption period for commercial properties (12 months for agricultural land), which extends the timeline for lenders to realize recoveries on distressed assets. The state's Fiscal Disparities program in the Twin Cities metro shares 40% of commercial-industrial tax base growth across the region, which reduces tax rate volatility for CRE investors. Minnesota's Green Acres and similar programs primarily benefit agricultural land, but the boundary between agricultural and commercial use in suburban fringe areas creates opportunities for transitional CRE development.

Key Industries

Healthcare & medical devices Financial services Food & agriculture Retail (Target, Best Buy) Technology

Foreclosure Type

Non-judicial

Foreclosures proceed outside the court system, typically faster (2-6 months).

Lenders by City in Minnesota

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