Commercial Lenders in Illinois

Browse 187 lenders serving Illinois across DSCR, SBA, bridge, construction, hard money, and more.

All Illinois Lenders

187 commercial lenders serving Illinois.

Live Oak Banking Company

SBA

WILMINGTON, NC

One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.

Commercial Real Estate Conventional Sba 504 Sba 7a +1 more
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The Huntington National Bank

SBA

COLUMBUS, OH

Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Newtek Bank, National Association

SBA

Miami, FL

Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.

Conventional Line Of Credit Sba 7a
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U.S. Bank, National Association

SBA

Cincinnati, OH

Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Celtic Bank Corporation

SBA

SALT LAKE CITY, UT

Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.

Conventional Sba 7a Usda
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Harvest Small Business Finance, LLC

SBA

Laguna Hills, CA

Non-bank SBA preferred lender specializing in SBA 7(a) loans for commercial real estate acquisition and refinancing. Focuses on owner-occupied commercial properties with loans up to $5 million.

Sba 7a
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Readycap Lending, LLC

SBA

BERKELEY HEIGHTS, NJ

Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.

Conventional Sba 504 Sba 7a
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Bank of Hope

SBA

LOS ANGELES, CA

One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.

Commercial Real Estate Conventional Sba 504 Sba 7a
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GBank

SBA

LAS VEGAS, NV

Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.

Commercial Real Estate Conventional Sba 7a
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Wells Fargo Bank National Association

SBA

Sioux Falls, SD

One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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First Internet Bank of Indiana

SBA

FISHERS, IN

Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.

Commercial Real Estate Conventional Franchise Sba 7a
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First Bank of the Lake

SBA

Osage Beach, MO

Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.

Conventional Sba 7a
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United Midwest Savings Bank National Association

SBA

DE GRAFF, OH

Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.

Conventional Sba 7a
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Fifth Third Bank

SBA

CINCINNATI, OH

Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
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Byline Bank

SBA

CHICAGO, IL

Chicago-based bank and one of the top SBA 7(a) lenders in the Midwest. Provides SBA loans, commercial real estate financing, equipment loans, and government-guaranteed lending for small and mid-sized businesses.

Commercial Real Estate Conventional Sba 504 Sba 7a
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Port 51 Lending LLC

SBA

New York, NY

Non-bank SBA preferred lender specializing in high-value SBA 7(a) loans for commercial real estate and business acquisitions. Focuses on larger SBA transactions with an average deal size well above industry norms.

Sba 7a
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Bank of America, National Association

SBA

Charlotte, NC

One of the largest banks in the world and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, equipment financing, and comprehensive treasury management.

Commercial Real Estate Conventional Line Of Credit Sba 7a
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Cadence Bank

SBA

TUPELO, MS

Regional bank serving the Southeast and Texas, and an active SBA preferred lender. Offers SBA 7(a) and 504 loans, commercial real estate lending, equipment financing, and full-service business banking.

Commercial Real Estate Conventional Sba 504 Sba 7a
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JPMorgan Chase Bank, National Association

SBA

Columbus, OH

The largest bank in the U.S. and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, and comprehensive financial services for businesses of all sizes.

Commercial Real Estate Conventional Line Of Credit Sba 7a
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Citizens Bank

SBA

ELIZABETHTON, TN

Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.

Commercial Real Estate Conventional Sba 7a
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CenTrust Bank, A Division of SmartBiz Bank National Associat

SBA

Northbrook, IL

Technology-driven SBA lender operating through the SmartBiz platform. Offers streamlined SBA 7(a) loans with a fast online application process, serving small businesses nationwide with loans for working capital, debt refinancing, and commercial real estate.

Sba 7a
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Community Bank & Trust-West Georgia

SBA

LAGRANGE, GA

Community bank in West Georgia and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions and commercial real estate with a focus on hospitality and franchise businesses.

Conventional Sba 7a
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Zions Bank, A Division of

SBA

SALT LAKE CITY, UT

Major Western U.S. bank and SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, equipment financing, and agricultural lending across the Mountain West.

Commercial Real Estate Conventional Sba 504 Sba 7a
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Old National Bank

SBA

EVANSVILLE, IN

Midwest-based regional bank and SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, commercial real estate financing, treasury management, and wealth management for small and mid-sized businesses.

Commercial Real Estate Conventional Sba 7a
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Small Business Growth Corporation

SBA

Springfield, IL

Illinois-based Certified Development Company (CDC) specializing in SBA 504 loans. Helps small businesses acquire commercial real estate and major equipment with long-term, below-market fixed-rate financing.

Sba 504
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Bankwell Bank

SBA

New Canaan, CT

Connecticut-based community bank and SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, commercial real estate financing, and business banking services in the New England region.

Commercial Real Estate Conventional Sba 7a
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United Community Bank

SBA

Greenville, SC

Regional bank serving the Southeast and an SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, equipment financing, and comprehensive business banking.

Commercial Real Estate Conventional Sba 504 Sba 7a
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VelocitySBA, LLC

SBA

Irving, TX

Non-bank SBA preferred lender specializing exclusively in SBA 7(a) loans for commercial real estate acquisition. Focuses on hotel, gas station, and convenience store financing with a streamlined approval process.

Sba 7a
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Lendistry SBLC, LLC

SBA

Los Angeles, CA

CDFI and SBA community advantage lender focused on providing responsible lending to small businesses in underserved communities. Offers SBA 7(a) loans, microloans, and commercial real estate financing with a focus on minority and women-owned businesses.

Conventional Microloan Sba 7a
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Shoreham Bank

SBA

Warwick, RI

Rhode Island-based community bank and SBA preferred lender. Offers SBA 7(a) loans for business acquisitions and commercial real estate, with a focus on hospitality and franchise financing in the Northeast.

Commercial Real Estate Conventional Sba 7a
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Commercial Lending in Illinois

Illinois benefits from Chicago's role as a global financial center and the nation's primary inland logistics hub, with O'Hare Airport and extensive rail infrastructure. The state has one of the most diversified economies in the country.

Illinois has some of the highest commercial property tax rates in the nation, particularly in Cook County, where the assessment methodology for commercial properties applies a higher multiplier than residential, significantly impacting NOI. Cook County's triennial reassessment cycle and appeals process are critical for CRE investors to understand, as successful appeals can materially improve returns. Chicago's 140+ Opportunity Zones and numerous TIF districts offer substantial tax incentives, and the city's affordable rents relative to coastal gateway cities have attracted growing tech and life sciences tenants.

Key Industries

Financial services Logistics & transportation Food processing Manufacturing Technology

Foreclosure Type

Judicial

Foreclosures go through the court system, which can take 6-18+ months.

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