Commercial Lenders in Utah

Browse 133 lenders serving Utah across DSCR, SBA, bridge, construction, hard money, and more.

All Utah Lenders

133 commercial lenders serving Utah.

Live Oak Banking Company

SBA

WILMINGTON, NC

One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.

Commercial Real Estate Conventional Sba 504 Sba 7a +1 more
View →

The Huntington National Bank

SBA

COLUMBUS, OH

Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
View →

Newtek Bank, National Association

SBA

Miami, FL

Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.

Conventional Line Of Credit Sba 7a
View →

U.S. Bank, National Association

SBA

Cincinnati, OH

Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
View →

Celtic Bank Corporation

SBA

SALT LAKE CITY, UT

Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.

Conventional Sba 7a Usda
View →

Readycap Lending, LLC

SBA

BERKELEY HEIGHTS, NJ

Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.

Conventional Sba 504 Sba 7a
View →

Wells Fargo Bank National Association

SBA

Sioux Falls, SD

One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
View →

First Internet Bank of Indiana

SBA

FISHERS, IN

Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.

Commercial Real Estate Conventional Franchise Sba 7a
View →

First Bank of the Lake

SBA

Osage Beach, MO

Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.

Conventional Sba 7a
View →

United Midwest Savings Bank National Association

SBA

DE GRAFF, OH

Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.

Conventional Sba 7a
View →

Byline Bank

SBA

CHICAGO, IL

Chicago-based bank and one of the top SBA 7(a) lenders in the Midwest. Provides SBA loans, commercial real estate financing, equipment loans, and government-guaranteed lending for small and mid-sized businesses.

Commercial Real Estate Conventional Sba 504 Sba 7a
View →

Cadence Bank

SBA

TUPELO, MS

Regional bank serving the Southeast and Texas, and an active SBA preferred lender. Offers SBA 7(a) and 504 loans, commercial real estate lending, equipment financing, and full-service business banking.

Commercial Real Estate Conventional Sba 504 Sba 7a
View →

JPMorgan Chase Bank, National Association

SBA

Columbus, OH

The largest bank in the U.S. and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, and comprehensive financial services for businesses of all sizes.

Commercial Real Estate Conventional Line Of Credit Sba 7a
View →

Citizens Bank

SBA

ELIZABETHTON, TN

Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.

Commercial Real Estate Conventional Sba 7a
View →

CenTrust Bank, A Division of SmartBiz Bank National Associat

SBA

Northbrook, IL

Technology-driven SBA lender operating through the SmartBiz platform. Offers streamlined SBA 7(a) loans with a fast online application process, serving small businesses nationwide with loans for working capital, debt refinancing, and commercial real estate.

Sba 7a
View →

Zions Bank, A Division of

SBA

SALT LAKE CITY, UT

Major Western U.S. bank and SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, equipment financing, and agricultural lending across the Mountain West.

Commercial Real Estate Conventional Sba 504 Sba 7a
View →

KeyBank National Association

SBA

CLEVELAND, OH

Major regional bank and SBA preferred lender with nationwide commercial banking operations. Offers SBA 7(a) and 504 loans, conventional business lending, commercial real estate, equipment finance, and capital markets services.

Commercial Real Estate Conventional Line Of Credit Sba 504 +1 more
View →

T Bank, National Association

SBA

DALLAS, TX

Texas-based community bank and SBA preferred lender. Specializes in SBA 7(a) loans for commercial real estate acquisition and business expansion, with a focus on hospitality and convenience store industries.

Commercial Real Estate Conventional Sba 7a
View →

Milestone Bank

SBA

Salt Lake City, UT

Utah-based community bank and SBA preferred lender. Specializes in SBA 7(a) loans for commercial real estate, business acquisitions, and expansion financing in the Mountain West region.

Commercial Real Estate Conventional Sba 7a
View →

The Bancorp Bank National Association

SBA

Sioux Falls, SD

Fintech-enabling bank and SBA preferred lender. Provides SBA 7(a) loans alongside its primary business of providing private-label banking and financial services through fintech partnerships.

Conventional Sba 7a
View →

First Commonwealth Bank

SBA

Indiana, PA

Pennsylvania-based community bank offering SBA 7(a) loans, commercial real estate, equipment financing, and business lines of credit. Serves small businesses across Pennsylvania and Ohio.

Commercial Real Estate Equipment Financing Line Of Credit Sba 7a
View →

B:Side Capital

SBA

Denver, CO

Denver-based Certified Development Company providing SBA 504 and 7(a) financing since 1990. Specializes in helping small businesses acquire commercial real estate and heavy equipment with low down payments.

Sba 504 Sba 7a
View →

America First FCU

SBA

RIVERDALE, UT

Utah's largest credit union offering SBA 7(a) loans, commercial real estate, and business banking with competitive credit union rates. Serves members primarily in Utah, Nevada, and Arizona.

Commercial Real Estate Sba 7a
View →

Capital Matrix, Inc.

SBA

Boise, ID

Boise, Idaho-based nonprofit Certified Development Company administering SBA 504 loans since 1983. Has provided over $600 million in financing to more than 1,600 companies across Idaho and the Pacific Northwest.

Sba 504
View →

Mountain America FCU

SBA

SANDY, UT

One of the largest credit unions in the western U.S., headquartered in Sandy, Utah. Offers SBA 7(a) loans, commercial real estate, business lines of credit, and equipment financing with competitive credit union rates.

Commercial Real Estate Equipment Financing Line Of Credit Sba 7a
View →

Heritage Bank Inc

SBA

Burlington, KY

Burlington, Kentucky-based community bank offering SBA 7(a) loans, commercial real estate, and business banking. Serves businesses in the greater Cincinnati/Northern Kentucky region.

Commercial Real Estate Sba 7a
View →

A&D Mortgage

Fort Lauderdale, FL

Wholesale non-QM lender. DSCR loans with 0 minimum DSCR, 80% max LTV, min FICO 620.

Dscr Non Qm
View →

Acore Capital

New York, NY

Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.

Bridge Mezzanine
View →

Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

Hard Money Bridge
View →

Angel Oak Mortgage Solutions

Atlanta, GA

Major non-QM and DSCR lender. Investor cash flow loans up to $1.5M. 40-year terms with interest-only options. No limit on properties.

Dscr Non Qm
View →

Commercial Lending in Utah

Utah's Silicon Slopes tech corridor has made the Salt Lake City-Provo area one of the nation's leading technology hubs, driving exceptional CRE demand. The state consistently ranks among the top states for business climate and economic growth.

Utah's commercial property tax is assessed at 100% of fair market value, but the state offers a 45% residential exemption that does not apply to commercial properties, creating a meaningful tax differential that affects mixed-use development economics. The state's Enterprise Zone Tax Credit program provides tax incentives for businesses investing in designated areas, primarily in rural Utah. Salt Lake City's limited developable land, constrained between the Wasatch Mountains and the Great Salt Lake, creates natural supply barriers that support commercial property values, while the inland port development west of the airport is opening significant new industrial and logistics opportunities.

Key Industries

Technology (Silicon Slopes) Outdoor recreation Financial services Life sciences Aerospace

Foreclosure Type

Non-judicial

Foreclosures proceed outside the court system, typically faster (2-6 months).

Lenders by City in Utah

Need a Lender in Utah?

Get matched with lenders serving UT. Free and fast.

Get Matched — Free →