Mezzanine Loans in Utah
Browse 8 lenders offering mezzanine loans in Utah. Compare rates, requirements, and loan programs — then connect directly.
Mezzanine Lenders in Utah
8 lenders offering mezzanine loans to borrowers in Utah.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
About Mezzanine Loans in Utah
Mezzanine financing sits between senior debt and equity in the capital stack. It allows borrowers to increase leverage beyond what a first mortgage provides, reducing the equity needed for a deal. Secured by a pledge of the borrower's ownership interest rather than a lien on the property. In Utah, 8 lenders currently offer Mezzanine financing with loan amounts from $1M to $100M and rates typically ranging from 10% - 18%.
Utah Market Overview
Utah's Silicon Slopes tech corridor has made the Salt Lake City-Provo area one of the nation's leading technology hubs, driving exceptional CRE demand. The state consistently ranks among the top states for business climate and economic growth.
Utah's commercial property tax is assessed at 100% of fair market value, but the state offers a 45% residential exemption that does not apply to commercial properties, creating a meaningful tax differential that affects mixed-use development economics. The state's Enterprise Zone Tax Credit program provides tax incentives for businesses investing in designated areas, primarily in rural Utah. Salt Lake City's limited developable land, constrained between the Wasatch Mountains and the Great Salt Lake, creates natural supply barriers that support commercial property values, while the inland port development west of the airport is opening significant new industrial and logistics opportunities.
Who Should Consider Mezzanine Loans?
- Reducing equity requirement
- Large acquisitions
- Development projects
- Recapitalizations
Key Requirements
- Strong sponsor track record
- Viable business plan
- Senior lender approval for subordinate debt
- Adequate debt service coverage for total debt
Pros and Cons
Advantages
- ✓Reduce equity needed
- ✓No lien on property (pledge of ownership)
- ✓Flexible structures
- ✓Can be interest-only
Considerations
- •High interest rates
- •Subordinate position = higher risk
- •Requires senior lender approval
- •Complex documentation
Mezzanine Loans FAQ
How does mezzanine differ from a second mortgage? ▼
Mezzanine Loans by City in Utah
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