Commercial Lenders in Georgia
Browse 197 lenders serving Georgia across DSCR, SBA, bridge, construction, hard money, and more.
Georgia Lenders by Loan Type
DSCR Loans
7.0% - 9.5% · 20-25% downSBA 7(a) Loans
Prime + 1.5% to 3.75% · 10-20% downSBA 504 Loans
Below market (CDC portion ~5-6%) · 10% downBridge Loans
8% - 12% · 20-30% downConstruction Loans
7% - 10% · 20-35% downCommercial Mortgage
6% - 8% · 20-30% downHard Money Loans
9% - 12%+ · 10-25%+ cash in downCMBS Loans
5.5% - 8% · 25-35% downMezzanine Loans
6.75% - 11.97% · Often 10-25% sponsor equity downUSDA Business Loans
Fixed or variable, negotiated with lender · 10% existing business, 20% new business downNon-QM Loans
6.5% - 10% · 10-25% downAll Georgia Lenders
197 commercial lenders serving Georgia.
Live Oak Banking Company
SBAWILMINGTON, NC
One of the nation's top SBA 7(a) lenders, specializing in lending to small businesses across healthcare, veterinary, beverage, self-storage, and other industries. Offers SBA loans, USDA loans, conventional business loans, and commercial real estate financing.
The Huntington National Bank
SBACOLUMBUS, OH
Major regional bank and consistently one of the top SBA lenders in the country by number of loans. Offers SBA 7(a) and 504 loans alongside conventional business lending, commercial real estate, and treasury management services.
Newtek Bank, National Association
SBAMiami, FL
Technology-driven SBA preferred lender providing 7(a) loans to small and medium-sized businesses nationwide. Part of Newtek Business Services Corp, offering integrated business solutions including lending, payments, and technology services.
U.S. Bank, National Association
SBACincinnati, OH
Fifth-largest commercial bank in the U.S. and a top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate, and a full suite of business banking products.
Celtic Bank Corporation
SBASALT LAKE CITY, UT
Industrial bank and top SBA preferred lender headquartered in Salt Lake City. Specializes in SBA 7(a) lending for business acquisitions, partner buyouts, commercial real estate, and working capital. Also offers USDA business loans.
Harvest Small Business Finance, LLC
SBALaguna Hills, CA
Non-bank SBA preferred lender specializing in SBA 7(a) loans for commercial real estate acquisition and refinancing. Focuses on owner-occupied commercial properties with loans up to $5 million.
US Metro Bank
SBAGARDEN GROVE, CA
Community bank serving Southern California's diverse business community. A top SBA 7(a) lender specializing in commercial real estate and business acquisition loans, with particular strength in the Korean-American business community.
Readycap Lending, LLC
SBABERKELEY HEIGHTS, NJ
Non-bank SBA preferred lender offering SBA 7(a) and 504 loans nationwide. Specializes in commercial real estate, business acquisition, and expansion financing for small businesses. Known for fast closings and flexible underwriting.
Bank of Hope
SBALOS ANGELES, CA
One of the largest Korean-American banks in the U.S. and a top SBA 7(a) lender. Offers commercial real estate loans, SBA lending, trade finance, and full-service commercial banking with branches across major metro areas.
GBank
SBALAS VEGAS, NV
Fast-growing community bank based in Las Vegas and a top SBA preferred lender. Specializes in SBA 7(a) loans for hospitality, gas stations, convenience stores, and commercial real estate acquisition.
Florida Business Development Corporation
SBATampa, FL
Certified Development Company (CDC) and top SBA 504 lender in Florida. Provides long-term, fixed-rate financing for major fixed assets like land, buildings, and equipment through the SBA 504 loan program.
Wells Fargo Bank National Association
SBASioux Falls, SD
One of the largest banks in the U.S. and a major SBA preferred lender. Offers the full range of SBA programs including 7(a) and 504 loans, alongside conventional commercial lending, commercial real estate, and equipment financing.
First Internet Bank of Indiana
SBAFISHERS, IN
Nation's first state-chartered, FDIC-insured internet bank and a top SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, franchise financing, and healthcare practice loans nationwide.
First Bank of the Lake
SBAOsage Beach, MO
Community bank based at the Lake of the Ozarks and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions, commercial real estate, and partner buyouts. Known for lending to franchises and hospitality businesses.
United Midwest Savings Bank National Association
SBADE GRAFF, OH
Community bank and SBA preferred lender based in Ohio. Specializes in SBA 7(a) loans for small businesses, including business acquisitions, commercial real estate, and working capital financing.
Fifth Third Bank
SBACINCINNATI, OH
Major regional bank and SBA preferred lender with operations across the Midwest and Southeast. Offers SBA 7(a) and 504 loans, conventional commercial lending, equipment financing, and commercial real estate loans.
Byline Bank
SBACHICAGO, IL
Chicago-based bank and one of the top SBA 7(a) lenders in the Midwest. Provides SBA loans, commercial real estate financing, equipment loans, and government-guaranteed lending for small and mid-sized businesses.
Port 51 Lending LLC
SBANew York, NY
Non-bank SBA preferred lender specializing in high-value SBA 7(a) loans for commercial real estate and business acquisitions. Focuses on larger SBA transactions with an average deal size well above industry norms.
TD Bank, National Association
SBAWILMINGTON, DE
One of the 10 largest banks in the U.S. and a major SBA preferred lender. Offers SBA 7(a) and Express loans, conventional business lending, commercial real estate, and treasury management services across the eastern U.S.
Brookline Bank, a Division of Beacon Bank and Trust
SBABrookline, MA
Community bank in the Boston metro area and SBA preferred lender. Offers SBA 7(a) loans for business expansion, equipment, and commercial real estate, along with conventional commercial lending and treasury services.
Pathward National Association
SBASIOUX FALLS, SD
Technology-forward financial institution and SBA preferred lender. Specializes in SBA 7(a) loans, warehouse lending, and commercial finance solutions. Known for serving underbanked markets and fintech partnerships.
Enterprise Bank & Trust
SBACLAYTON, MO
Midwest-based bank and top SBA preferred lender. Offers SBA 7(a) and 504 loans, conventional commercial lending, commercial real estate financing, and specialty lending for industries like healthcare and professional services.
Bank of America, National Association
SBACharlotte, NC
One of the largest banks in the world and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, equipment financing, and comprehensive treasury management.
Cadence Bank
SBATUPELO, MS
Regional bank serving the Southeast and Texas, and an active SBA preferred lender. Offers SBA 7(a) and 504 loans, commercial real estate lending, equipment financing, and full-service business banking.
JPMorgan Chase Bank, National Association
SBAColumbus, OH
The largest bank in the U.S. and an SBA preferred lender. Offers SBA 7(a) loans, conventional business lending, commercial real estate, lines of credit, and comprehensive financial services for businesses of all sizes.
Citizens Bank
SBAELIZABETHTON, TN
Regional bank based in Tennessee and an SBA preferred lender. Provides SBA 7(a) loans, conventional commercial lending, and business banking services to small and medium-sized businesses in the Southeast.
Commonwealth Business Bank
SBALOS ANGELES, CA
Community bank serving the Korean-American and diverse business communities in Southern California. A top SBA 7(a) lender specializing in commercial real estate, trade finance, and business acquisition loans.
CenTrust Bank, A Division of SmartBiz Bank National Associat
SBANorthbrook, IL
Technology-driven SBA lender operating through the SmartBiz platform. Offers streamlined SBA 7(a) loans with a fast online application process, serving small businesses nationwide with loans for working capital, debt refinancing, and commercial real estate.
Community Bank & Trust-West Georgia
SBALAGRANGE, GA
Community bank in West Georgia and a top SBA 7(a) preferred lender. Specializes in SBA lending for business acquisitions and commercial real estate with a focus on hospitality and franchise businesses.
Old National Bank
SBAEVANSVILLE, IN
Midwest-based regional bank and SBA preferred lender. Offers SBA 7(a) loans, conventional commercial lending, commercial real estate financing, treasury management, and wealth management for small and mid-sized businesses.
Complete Georgia Lender Directory
All 197 commercial lenders serving Georgia, A–Z.
- 22nd State Bank, A Division of 22nd State Banking Company — Mobile, AL
- A&D Mortgage — Fort Lauderdale, FL
- ACC Capital — Little Rock, AR
- Access to Capital for Entrepreneurs — Cleveland, GA
- Acore Capital — New York, NY
- Acra Lending
- Aloha Capital
- American Pride Bank — MACON, GA
- Ameris Bank — ATLANTA, GA
- Anchor Loans — Thousand Oaks, CA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Angel Oak Mortgage Solutions — Atlanta, GA
- Arbor Realty Trust — Uniondale, NY
- Arc Home
- Athas Capital Group
- Atlantic Union Bank — RICHMOND, VA
- Banesco USA — Miami, FL
- Bank Five Nine — OCONOMOWOC, WI
- Bank of America — Charlotte, NC
- Bankwell Bank — New Canaan, CT
- Barclays — New York, NY
- BayFirst National Bank — Saint Petersburg, FL
- Berkadia — Ambler, PA
- Broadmark Realty Capital — Seattle, WA
- Capital Bank, National Association — ROCKVILLE, MD
- Capital Partners Certified Development Company — Atlanta, GA
- Carrington Mortgage Services — Anaheim, CA
- CBRE Capital Markets — Dallas, TX
- CDC Small Business Finance Corp. — San Diego, CA
- Centerstone SBA Lending, Inc. — LOS ANGELES, CA
- Change Lending
- Citigroup — New York, NY
- Citizens Trust Bank — Atlanta, GA
- City National Bank — LOS ANGELES, CA
- Civic Financial Services — Redondo Beach, CA
- Climate First Bank — St. Petersburg, FL
- Coastal Area District Development Authority, Inc. — Brunswick, GA
- Cogent Bank — ORLANDO, FL
- Colony Bank — FITZGERALD, GA
- Commercial Bank of California — IRVINE, CA
- Community National Bank & Trust — Chanute, KS
- Constitution Lending
- CoreVest Finance — Irvine, CA
- Craft Bank — ATLANTA, GA
- CRF Small Business Loan Company, LLC — MINNEAPOLIS, MN
- CrossCountry Mortgage — Cleveland, OH
- Cushman & Wakefield — Chicago, IL
- Deephaven Mortgage — Charlotte, NC
- Defy Mortgage
- Deutsche Bank — New York, NY
- Easy Street Capital — Austin, TX
- Embassy National Bank — LAWRENCEVILLE, GA
- Falcon National Bank — FOLEY, MN
- Finance of America — Plano, TX
- FinWise Bank — SANDY, UT
- First Command Bank — FORT WORTH, TX
- First Community Bank — Batesville, AR
- First Financial Bank — Cincinnati, OH
- First Horizon Bank — MEMPHIS, TN
- First National Bank of America — East Lansing, MI
- First National Bank of Coffee County — DOUGLAS, GA
- First Port City Bank — BAINBRIDGE, GA
- First Savings Bank — Beresford, SD
- First-Citizens Bank & Trust Company — RALEIGH, NC
- Flagstar Bank — Hicksville, NY
- Florida First Capital Finance Corporation, Inc. — Tallahassee, FL
- FWBank — Chicago, IL
- Georgia Banking Company — Atlanta, GA
- Georgia Certified Development Corporation — Atlanta, GA
- Georgia's Own Credit Union — Atlanta, GA
- Goldman Sachs — New York, NY
- Greystone — New York, NY
- Griffin Funding
- Groundfloor — Atlanta, GA
- Gulf Coast Bank and Trust Company — NEW ORLEANS, LA
- Hancock Whitney Bank — GULFPORT, MS
- Hanmi Bank — LOS ANGELES, CA
- Heritage Bank Inc — Burlington, KY
- HomeTrust Bank — ASHEVILLE, NC
- HomeXpress Mortgage
- Hyperion Bank — Philadelphia, PA
- iBorrow
- iTHINK Financial CU — DELRAY BEACH, FL
- Janover — Boca Raton, FL
- JLL Capital Markets — Chicago, IL
- JMAC Lending
- JPMorgan Chase — New York, NY
- KeyBank Real Estate Capital — Cleveland, OH
- Kiavi — San Francisco, CA
- Kind Lending — Santa Ana, CA
- Legacy State Bank — LOGANVILLE, GA
- Lending One — Boca Raton, FL
- Lendistry SBLC, LLC — Los Angeles, CA
- LiftFund, Inc. — San Antonio, TX
- Lima One Capital — Greenville, SC
- LoanCore Capital — Hartford, CT
- Loyal Trust Bank — Johns Creek, GA
- Lument — New York, NY
- Luxury Mortgage Corp — Stamford, CT
- Magnifi Financial CU — MELROSE, MN
- Meadows Bank — LAS VEGAS, NV
- Merchants Capital — Indianapolis, IN
- Mesa West Capital — Los Angeles, CA
- Metro City Bank — DORAVILLE, GA
- Millennium Bank — OOLTEWAH, TN
- Morgan Stanley — New York, NY
- MortgageRight — Austin, TX
- New American Funding — Tustin, CA
- New Millennium Bank — FORT LEE, NJ
- New Silver Lending
- Newfi Wholesale — Emeryville, CA
- Newmark — New York, NY
- North American Savings Bank — Kansas City, MO
- Northeast Bank — MINNEAPOLIS, MN
- Northmarq — Minneapolis, MN
- Oaktree Funding
- Park Place Finance
- Peach State Federal Credit Union — Lawrenceville, GA
- Peoples Bank — BELLINGHAM, WA
- Pineland Bank — ALMA, GA
- Pinnacle Bank — MORGAN HILL, CA
- Planet Home Lending — Meriden, CT
- Platinum Federal Credit Union — Lilburn, GA
- PNC Real Estate — Pittsburgh, PA
- Primesouth Bank — BLACKSHEAR, GA
- PromiseOne Bank — DULUTH, GA
- Quaint Oak Bank — Southampton, PA
- Quontic Bank — New York, NY
- RCN Capital — South Windsor, CT
- Ready Capital — New York, NY
- Regions Bank — BIRMINGHAM, AL
- Renasant Bank — TUPELO, MS
- Residential Capital Partners
- Residential Mortgage Solutions
- Roc Capital — New York, NY
- Rocket Mortgage — Detroit, MI
- Sabal Capital Partners — Pasadena, CA
- Security Federal Bank — AIKEN, SC
- Small Business Access Partners, Inc. — Gainesville, GA
- Small Business Assistance Corporation — Savannah, GA
- SouthState Bank, National Association — WINTER HAVEN, FL
- Sprout Mortgage — New York, NY
- Stbridge Capital — Los Angeles, CA
- T Bank, National Association — DALLAS, TX
- Tandem Bank — TUCKER, GA
- TD Bank — Cherry Hill, NJ
- Temple View Capital
- Tidal Loans — Houston, TX
- Touchmark National Bank — ALPHARETTA, GA
- TowneBank — PORTSMOUTH, VA
- Triad Financial Services — Jacksonville, FL
- Truist Bank — Charlotte, NC
- Truliant FCU — Winston-Salem, NC
- Truss Financial Group
- United Bank — ZEBULON, GA
- United Community Bank — Greenville, SC
- US Bank — Minneapolis, MN
- UWM (United Wholesale Mortgage) — Pontiac, MI
- Vaster — Miami, FL
- Velocity Mortgage Capital — Westlake Village, CA
- VelocitySBA, LLC — Irving, TX
- Verus Mortgage Capital — Washington, DC
- Visio Lending — Austin, TX
- Walker & Dunlop — Bethesda, MD
- Wallis Bank — WALLIS, TX
- Wells Fargo — San Francisco, CA
- Woori America Bank — New York, NY
Commercial Lending in Georgia
Atlanta serves as a major logistics hub anchored by Hartsfield-Jackson International Airport and a convergence of interstate highways and rail lines. Georgia's film tax credits have built a thriving entertainment industry, driving demand for studio and production-related properties.
Georgia's non-judicial foreclosure process is one of the fastest in the country, with sales possible within 30 days of default notice, providing strong lender protections. The state's generous film and entertainment tax credits (up to 30%) have created a specialized CRE niche for sound stages and production facilities, particularly in metro Atlanta. The Port of Savannah's expansion as the third-busiest container port in the U.S. has fueled massive industrial and warehouse development along the I-16 and I-95 corridors.
Key Industries
Foreclosure Type
Non-judicial
Foreclosures proceed outside the court system, typically faster (2-6 months).