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CMBS Loans in Augusta, GA

Find lenders offering cmbs loans in the Augusta, including Evans, Martinez, North Augusta, and surrounding areas. Compare rates, terms, and programs from 13 lenders.

Lenders
13
Typical Rate
5.5% - 8%
Down Payment
25-35%
Term
5-10 years (25-30 year amortization)
Closing Time
45-90 days

CMBS Lenders Serving Augusta

13 lenders offering cmbs loans in the Augusta, GA area.

Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Barclays

New York, NY

Active CMBS conduit originator. Commercial mortgage-backed securities for large CRE deals.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Citigroup

New York, NY

Major CMBS conduit originator. Commercial mortgage lending for institutional-quality properties.

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Deutsche Bank

New York, NY

Major CMBS originator. Large-scale commercial real estate debt and securitization.

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Goldman Sachs

New York, NY

Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.

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Janover

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

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JLL Capital Markets

Chicago, IL

Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.

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JPMorgan Chase

New York, NY

Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.

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Morgan Stanley

New York, NY

Top CMBS originator. Large commercial real estate lending and securitization.

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Newmark

New York, NY

Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.

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Northmarq

Minneapolis, MN

Full-service commercial real estate debt and equity platform. One of the largest privately held CRE finance firms in the US.

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Wells Fargo

San Francisco, CA

Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.

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Augusta Commercial Real Estate Market

Augusta's commercial real estate market is driven by three pillars: Fort Eisenhower (formerly Fort Gordon), which is the U.S. Army's Cyber Center of Excellence and employs over 30,000 military and civilian personnel; the Augusta University Health System, the region's largest employer; and the annual Masters Tournament at Augusta National Golf Club, which generates substantial hospitality and retail CRE demand. The Gordon Highway and Riverwatch Parkway corridors are the primary commercial arteries, while the Cyber District in downtown Augusta is attracting technology and defense contractor tenants seeking proximity to the fort. Suburban growth in Evans and Martinez in Columbia County has driven retail, medical office, and multifamily development. The market offers significantly lower entry costs than Atlanta, with cap rates typically 100-200 basis points higher.

Key Economic Drivers

  • Fort Eisenhower (Army Cyber Center of Excellence) and associated defense contractor demand
  • Augusta University Health System and medical campus expansion
  • Masters Tournament-driven hospitality and short-term rental investment
  • Columbia County suburban growth in Evans and Martinez

Market Insight

Fort Eisenhower's designation as the Army Cyber Command headquarters has attracted defense contractors including GDIT, Parsons, and Perspecta to the Augusta Cyber District, creating a specialized office submarket downtown that did not exist a decade ago.

CMBS Loans in Augusta, Georgia

Commercial Mortgage-Backed Securities (CMBS) loans are commercial mortgages that are pooled together and sold as bonds to investors. They offer competitive rates and non-recourse terms for larger stabilized properties, typically $2M and above. In the Augusta metro area, borrowers can access 13 lenders offering CMBS financing, including Evans, Martinez, North Augusta, and surrounding areas. Loan amounts typically range from $2M to $500M with rates from 5.5% - 8%.

Who Should Consider CMBS Loans?

  • Large stabilized properties
  • Borrowers wanting non-recourse
  • Properties in major markets
  • Long-term investors

Key Requirements

  • Stabilized property
  • DSCR ≥ 1.25
  • LTV ≤ 75%
  • Property in acceptable market
  • No major deferred maintenance

Advantages

  • Non-recourse (no personal guarantee)
  • Competitive rates
  • Higher leverage possible
  • Rate lock at application

Considerations

  • Inflexible after closing
  • Expensive prepayment (defeasance/yield maintenance)
  • Cannot modify property or lease without servicer approval
  • Minimum loan size $2M+

CMBS Loans in Other Georgia Cities

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