📈

CMBS Loans in Dayton, OH

Find lenders offering cmbs loans in the Dayton, including Kettering, Beavercreek, Springfield, and surrounding areas. Compare rates, terms, and programs from 13 lenders.

Lenders
13
Typical Rate
5.5% - 8%
Down Payment
25-35%
Term
5-10 years (25-30 year amortization)
Closing Time
45-90 days

Which CMBS lenders serve Dayton?

13 lenders offering cmbs loans in the Dayton, OH area.

Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
View →

Barclays

New York, NY

Active CMBS conduit originator. Commercial mortgage-backed securities for large CRE deals.

View →

CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

View →

Citigroup

New York, NY

Major CMBS conduit originator. Commercial mortgage lending for institutional-quality properties.

View →

Deutsche Bank

New York, NY

Major CMBS originator. Large-scale commercial real estate debt and securitization.

View →

Goldman Sachs

New York, NY

Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.

View →

Janover

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

View →

JLL Capital Markets

Chicago, IL

Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.

View →

JPMorgan Chase

New York, NY

Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.

View →

Morgan Stanley

New York, NY

Top CMBS originator. Large commercial real estate lending and securitization.

View →

Newmark

New York, NY

Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.

View →

Northmarq

Minneapolis, MN

Full-service commercial real estate debt and equity platform. One of the largest privately held CRE finance firms in the US.

View →

Wells Fargo

San Francisco, CA

Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.

View →

What does the Dayton commercial real estate market look like?

Dayton's CRE market is heavily influenced by Wright-Patterson Air Force Base, the largest single-site employer in Ohio with over 30,000 military and civilian personnel, which anchors a defense and aerospace technology ecosystem in the surrounding Fairborn and Beavercreek submarkets. The base's Air Force Research Laboratory generates demand for secure office space, R&D facilities, and defense contractor offices, particularly along the Colonel Glenn Highway corridor near Wright State University. Downtown Dayton has experienced modest revitalization around the Dayton Arcade redevelopment and the Water Street District along the Great Miami River, though office vacancy in the CBD remains above the state average. The I-70/I-75 interchange area remains a significant logistics and distribution node, benefiting from Dayton's central Ohio location and access to over 60% of the U.S. population within a day's drive.

Key Economic Drivers

  • Wright-Patterson Air Force Base and Air Force Research Laboratory driving defense contractor and R&D space demand
  • Premier Health and Kettering Health Network medical systems generating healthcare CRE demand across the metro
  • Wright State University research programs feeding the defense technology tenant pipeline
  • I-70/I-75 interchange logistics positioning supporting industrial and distribution facility demand

Market Insight

Wright-Patterson Air Force Base contributes an estimated $4.9 billion annually to the Dayton regional economy, and the base's ongoing modernization programs ensure sustained demand for off-base contractor office space and secure facilities in the Fairborn-Beavercreek corridor.

How do cmbs loans work in Dayton, Ohio?

Commercial Mortgage-Backed Securities (CMBS) loans are commercial mortgages that are pooled together and sold as bonds to investors. They offer competitive rates and non-recourse terms for larger stabilized properties, typically $2M and above. In the Dayton metro area, borrowers can access 13 lenders offering CMBS financing, including Kettering, Beavercreek, Springfield, and surrounding areas. Loan amounts typically range from $2M to $500M with rates from 5.5% - 8%.

Who should consider cmbs loans?

  • Large stabilized properties
  • Borrowers wanting non-recourse
  • Properties in major markets
  • Long-term investors

What are the key requirements?

  • Stabilized property
  • DSCR ≥ 1.25
  • LTV ≤ 75%
  • Property in acceptable market
  • No major deferred maintenance

Advantages

  • Non-recourse (no personal guarantee)
  • Competitive rates
  • Higher leverage possible
  • Rate lock at application

Considerations

  • Inflexible after closing
  • Expensive prepayment (defeasance/yield maintenance)
  • Cannot modify property or lease without servicer approval
  • Minimum loan size $2M+

CMBS Loans in Dayton FAQ

How many CMBS lenders serve Dayton, OH?
There are 13 lenders offering cmbs loans in the Dayton metro area. Loan amounts typically range from 2000K to 500M with rates from 5.5% - 8%.
What are CMBS loan rates in Dayton?
CMBS loan rates in Dayton typically range from 5.5% - 8%, though exact rates depend on factors like your credit score, the property's cash flow, and loan-to-value ratio. Down payments usually run 25-35%, and closing can take 45-90 days. Compare multiple Dayton-area lenders to find the best terms for your deal.
What does non-recourse mean?
Non-recourse means the lender can only go after the property if you default — not your personal assets. CMBS loans are typically non-recourse with standard 'bad boy' carve-outs for fraud, misrepresentation, or environmental issues.
Can I pay off a CMBS loan early?
Yes, but it's expensive. CMBS loans use defeasance or yield maintenance for prepayment, which can cost hundreds of thousands of dollars. Plan to hold through the full term.

Where else can I find cmbs loans in Ohio?

Find CMBS Lenders in Dayton

Get matched with lenders offering cmbs loans in the Dayton, OH area. Free for borrowers.

Get Matched — Free →