📈

CMBS Loans in Philadelphia, PA

Find lenders offering cmbs loans in the Philadelphia, including Camden, Cherry Hill, King of Prussia, and surrounding areas. Compare rates, terms, and programs from 13 lenders.

Lenders
13
Typical Rate
5.5% - 8%
Down Payment
25-35%
Term
5-10 years (25-30 year amortization)
Closing Time
45-90 days

CMBS Lenders Serving Philadelphia

13 lenders offering cmbs loans in the Philadelphia, PA area.

Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
View →

Barclays

New York, NY

Active CMBS conduit originator. Commercial mortgage-backed securities for large CRE deals.

View →

CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

View →

Citigroup

New York, NY

Major CMBS conduit originator. Commercial mortgage lending for institutional-quality properties.

View →

Deutsche Bank

New York, NY

Major CMBS originator. Large-scale commercial real estate debt and securitization.

View →

Goldman Sachs

New York, NY

Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.

View →

Janover

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

View →

JLL Capital Markets

Chicago, IL

Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.

View →

JPMorgan Chase

New York, NY

Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.

View →

Morgan Stanley

New York, NY

Top CMBS originator. Large commercial real estate lending and securitization.

View →

Newmark

New York, NY

Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.

View →

Northmarq

Minneapolis, MN

Full-service commercial real estate debt and equity platform. One of the largest privately held CRE finance firms in the US.

View →

Wells Fargo

San Francisco, CA

Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.

View →

Philadelphia Commercial Real Estate Market

Philadelphia is the largest CRE market in Pennsylvania and one of the major investment hubs on the East Coast, with a diverse economy spanning healthcare, higher education, financial services, and life sciences. University City — anchored by the University of Pennsylvania, Drexel University, and the Children's Hospital of Philadelphia — has become a nationally recognized innovation district with billions in institutional development. The Navy Yard redevelopment in South Philadelphia has attracted corporate tenants including GlaxoSmithKline and Urban Outfitters to a 1,200-acre mixed-use campus. The I-76/King of Prussia corridor remains the region's densest suburban office submarket, while Center City's residential conversion trend has absorbed older Class B office stock.

Key Economic Drivers

  • University City innovation district anchored by Penn Medicine, CHOP, and Drexel's Schuylkill Yards project
  • Comcast Technology Center and Comcast's $2 billion-plus downtown campus investment
  • Life sciences corridor along the I-76 and Route 202 suburban corridors including Conshohocken and King of Prussia
  • Philadelphia Navy Yard's 1,200-acre redevelopment into a mixed-use corporate campus

Market Insight

Philadelphia's 10-year tax abatement program for new construction and substantial rehabilitation has been one of the most powerful development incentives in any major U.S. city, though the program has been modified in recent years to phase in property taxes more gradually.

CMBS Loans in Philadelphia, Pennsylvania

Commercial Mortgage-Backed Securities (CMBS) loans are commercial mortgages that are pooled together and sold as bonds to investors. They offer competitive rates and non-recourse terms for larger stabilized properties, typically $2M and above. In the Philadelphia metro area, borrowers can access 13 lenders offering CMBS financing, including Camden, Cherry Hill, King of Prussia, and surrounding areas. Loan amounts typically range from $2M to $500M with rates from 5.5% - 8%.

Who Should Consider CMBS Loans?

  • Large stabilized properties
  • Borrowers wanting non-recourse
  • Properties in major markets
  • Long-term investors

Key Requirements

  • Stabilized property
  • DSCR ≥ 1.25
  • LTV ≤ 75%
  • Property in acceptable market
  • No major deferred maintenance

Advantages

  • Non-recourse (no personal guarantee)
  • Competitive rates
  • Higher leverage possible
  • Rate lock at application

Considerations

  • Inflexible after closing
  • Expensive prepayment (defeasance/yield maintenance)
  • Cannot modify property or lease without servicer approval
  • Minimum loan size $2M+

CMBS Loans in Other Pennsylvania Cities

Find CMBS Lenders in Philadelphia

Get matched with lenders offering cmbs loans in the Philadelphia, PA area. Free for borrowers.

Get Matched — Free →