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CMBS Loans in Richmond, VA

Find lenders offering cmbs loans in the Richmond, including Henrico, Glen Allen, Midlothian, and surrounding areas. Compare rates, terms, and programs from 13 lenders.

Lenders
13
Typical Rate
5.5% - 8%
Down Payment
25-35%
Term
5-10 years (25-30 year amortization)
Closing Time
45-90 days

CMBS Lenders Serving Richmond

13 lenders offering cmbs loans in the Richmond, VA area.

Arbor Realty Trust

Uniondale, NY

Major CRE lender and REIT. Bridge, permanent, and agency financing. Specializes in multifamily and commercial properties.

$1M – $100M
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Barclays

New York, NY

Active CMBS conduit originator. Commercial mortgage-backed securities for large CRE deals.

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CBRE Capital Markets

Dallas, TX

Global CRE services and capital markets. Arranges debt and equity for all commercial property types.

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Citigroup

New York, NY

Major CMBS conduit originator. Commercial mortgage lending for institutional-quality properties.

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Deutsche Bank

New York, NY

Major CMBS originator. Large-scale commercial real estate debt and securitization.

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Goldman Sachs

New York, NY

Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.

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Janover

Boca Raton, FL

Commercial loan marketplace connecting borrowers with lenders. Multifamily and commercial property debt. Growing platform with competitive terms.

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JLL Capital Markets

Chicago, IL

Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.

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JPMorgan Chase

New York, NY

Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.

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Morgan Stanley

New York, NY

Top CMBS originator. Large commercial real estate lending and securitization.

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Newmark

New York, NY

Major CRE advisory firm offering debt and structured finance, investment sales, and capital markets services.

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Northmarq

Minneapolis, MN

Full-service commercial real estate debt and equity platform. One of the largest privately held CRE finance firms in the US.

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Wells Fargo

San Francisco, CA

Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.

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Richmond Commercial Real Estate Market

Richmond's commercial real estate market benefits from its position as Virginia's capital and a regional financial and legal services hub, with a downtown core anchored by the Federal Reserve Bank of Richmond, Dominion Energy's headquarters, and a revitalized riverfront district along the James River. The Scott's Addition neighborhood has transformed from a light-industrial area into one of the Mid-Atlantic's most active mixed-use development zones, attracting breweries, apartments, and creative office tenants. The West Broad Street corridor and Short Pump submarket in Henrico County serve as major suburban retail and office nodes, while the I-95 corridor through Chester and Midlothian supports growing industrial demand. Richmond's relatively low cost of living compared to Northern Virginia and D.C. has drawn corporate relocations and a surge of multifamily investment.

Key Economic Drivers

  • Dominion Energy, CarMax, and Altria Group corporate headquarters anchoring downtown and suburban office demand
  • VCU Health System and HCA Virginia hospital network driving medical office development
  • Scott's Addition and Manchester neighborhood revitalization attracting adaptive reuse projects
  • I-95 and I-64 interchange logistics positioning supporting distribution center growth

Market Insight

Richmond's Scott's Addition neighborhood has seen over $2 billion in development activity since 2015, converting former tobacco warehouses and industrial buildings into mixed-use projects that have reshaped the city's commercial landscape.

CMBS Loans in Richmond, Virginia

Commercial Mortgage-Backed Securities (CMBS) loans are commercial mortgages that are pooled together and sold as bonds to investors. They offer competitive rates and non-recourse terms for larger stabilized properties, typically $2M and above. In the Richmond metro area, borrowers can access 13 lenders offering CMBS financing, including Henrico, Glen Allen, Midlothian, and surrounding areas. Loan amounts typically range from $2M to $500M with rates from 5.5% - 8%.

Who Should Consider CMBS Loans?

  • Large stabilized properties
  • Borrowers wanting non-recourse
  • Properties in major markets
  • Long-term investors

Key Requirements

  • Stabilized property
  • DSCR ≥ 1.25
  • LTV ≤ 75%
  • Property in acceptable market
  • No major deferred maintenance

Advantages

  • Non-recourse (no personal guarantee)
  • Competitive rates
  • Higher leverage possible
  • Rate lock at application

Considerations

  • Inflexible after closing
  • Expensive prepayment (defeasance/yield maintenance)
  • Cannot modify property or lease without servicer approval
  • Minimum loan size $2M+

CMBS Loans in Other Virginia Cities

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