Mezzanine Loans in Richmond, VA
Find lenders offering mezzanine loans in the Richmond, including Henrico, Glen Allen, Midlothian, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Mezzanine Lenders Serving Richmond
8 lenders offering mezzanine loans in the Richmond, VA area.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Walker & Dunlop
Bethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
Richmond Commercial Real Estate Market
Richmond's commercial real estate market benefits from its position as Virginia's capital and a regional financial and legal services hub, with a downtown core anchored by the Federal Reserve Bank of Richmond, Dominion Energy's headquarters, and a revitalized riverfront district along the James River. The Scott's Addition neighborhood has transformed from a light-industrial area into one of the Mid-Atlantic's most active mixed-use development zones, attracting breweries, apartments, and creative office tenants. The West Broad Street corridor and Short Pump submarket in Henrico County serve as major suburban retail and office nodes, while the I-95 corridor through Chester and Midlothian supports growing industrial demand. Richmond's relatively low cost of living compared to Northern Virginia and D.C. has drawn corporate relocations and a surge of multifamily investment.
Key Economic Drivers
- ●Dominion Energy, CarMax, and Altria Group corporate headquarters anchoring downtown and suburban office demand
- ●VCU Health System and HCA Virginia hospital network driving medical office development
- ●Scott's Addition and Manchester neighborhood revitalization attracting adaptive reuse projects
- ●I-95 and I-64 interchange logistics positioning supporting distribution center growth
Market Insight
Richmond's Scott's Addition neighborhood has seen over $2 billion in development activity since 2015, converting former tobacco warehouses and industrial buildings into mixed-use projects that have reshaped the city's commercial landscape.
Mezzanine Loans in Richmond, Virginia
Mezzanine financing sits between senior debt and equity in the capital stack. It allows borrowers to increase leverage beyond what a first mortgage provides, reducing the equity needed for a deal. Secured by a pledge of the borrower's ownership interest rather than a lien on the property. In the Richmond metro area, borrowers can access 8 lenders offering Mezzanine financing, including Henrico, Glen Allen, Midlothian, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 10% - 18%.
Who Should Consider Mezzanine Loans?
- Reducing equity requirement
- Large acquisitions
- Development projects
- Recapitalizations
Key Requirements
- Strong sponsor track record
- Viable business plan
- Senior lender approval for subordinate debt
- Adequate debt service coverage for total debt
Advantages
- ✓Reduce equity needed
- ✓No lien on property (pledge of ownership)
- ✓Flexible structures
- ✓Can be interest-only
Considerations
- •High interest rates
- •Subordinate position = higher risk
- •Requires senior lender approval
- •Complex documentation
Mezzanine Loans in Other Virginia Cities
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