Construction Loans in Denver, CO
Find lenders offering construction loans in the Denver, including Aurora, Lakewood, Boulder, and surrounding areas. Compare rates, terms, and programs from 13 lenders.
Construction Lenders Serving Denver
13 lenders offering construction loans in the Denver, CO area.
Bank of America
Charlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
JPMorgan Chase
New York, NY
Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
Lima One Capital
Greenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Vaster
Miami, FL
Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.
Wells Fargo
San Francisco, CA
Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.
Denver Commercial Real Estate Market
Denver is the Mountain West's dominant CRE market, with a diversified economy spanning technology, energy, healthcare, and financial services. The LoDo (Lower Downtown) and RiNo (River North Art District) neighborhoods have been the epicenters of adaptive reuse and new creative office development, transforming former warehouse districts into vibrant mixed-use corridors. The Denver Tech Center (DTC) and Southeast Suburban submarket along the I-25 corridor remain the metro's largest office node by square footage, housing major corporate tenants like Charles Schwab and Arrow Electronics. Industrial development has surged in the I-70/E-470 corridor northeast of the city and in the Commerce City area, fueled by e-commerce distribution and Denver International Airport's expanding cargo operations.
Key Economic Drivers
- ●Denver International Airport (DEN), the third-busiest airport in the U.S., and its Pena Boulevard development corridor
- ●National Western Center redevelopment and related North Denver investment
- ●UCHealth, Centura Health, and major hospital system expansions
- ●Lockheed Martin, Raytheon, and Front Range aerospace and defense employers
Market Insight
Colorado assesses commercial property at 29% of actual value versus approximately 6.7% for residential, creating a notable tax differential that directly impacts CRE net operating income; investors should model effective tax rates carefully across jurisdictions within the metro.
Construction Loans in Denver, Colorado
Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the Denver metro area, borrowers can access 13 lenders offering Construction financing, including Aurora, Lakewood, Boulder, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.
Who Should Consider Construction Loans?
- Ground-up development
- Major renovations
- Land + construction
- Build-to-suit projects
Key Requirements
- Detailed construction plans and budget
- Licensed general contractor
- Building permits
- Development experience (strongly preferred)
- 20-35% equity
Advantages
- ✓Interest only on drawn funds
- ✓Funds disbursed as needed
- ✓Can include land acquisition
- ✓Construction-to-permanent options available
Considerations
- •Requires detailed plans and budgets
- •Draw schedule inspections
- •Higher rates during construction
- •Completion risk on borrower
Construction Loans in Other Colorado Cities
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