Construction Loans in Fort Collins, CO
Find lenders offering construction loans in the Fort Collins, including Loveland, Greeley, and surrounding areas. Compare rates, terms, and programs from 13 lenders.
Construction Lenders Serving Fort Collins
13 lenders offering construction loans in the Fort Collins, CO area.
Bank of America
Charlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
JPMorgan Chase
New York, NY
Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
Lima One Capital
Greenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Vaster
Miami, FL
Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.
Wells Fargo
San Francisco, CA
Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.
Fort Collins Commercial Real Estate Market
Fort Collins' CRE market benefits from Colorado State University's 33,000-student campus, a thriving craft brewing and food manufacturing sector, and a tech-oriented workforce that has attracted companies seeking a high-quality-of-life alternative to the Denver metro. The Harmony Road corridor along I-25 is the primary commercial node, hosting Hewlett Packard Enterprise, Broadcom, and other technology employers in campus-style office parks. Downtown Fort Collins along College Avenue and Old Town Square has a walkable mixed-use environment that supports boutique retail, restaurant, and office tenancy at premium rents. The southeast I-25/Highway 392 interchange area near Centerra in neighboring Loveland has emerged as a retail and medical office growth center.
Key Economic Drivers
- ●Colorado State University research campus and veterinary teaching hospital
- ●Hewlett Packard Enterprise, Broadcom, and technology employer campuses along Harmony Road
- ●Craft brewing and food manufacturing cluster (New Belgium, Odell Brewing, AB InBev)
- ●UCHealth Poudre Valley Hospital and Banner Health Northern Colorado medical campuses
Market Insight
Fort Collins has implemented a growth management area boundary and strict building height limits in the Old Town core, constraining commercial supply and supporting higher per-square-foot rents relative to comparable Colorado markets outside the Denver metro.
Construction Loans in Fort Collins, Colorado
Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the Fort Collins metro area, borrowers can access 13 lenders offering Construction financing, including Loveland, Greeley, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.
Who Should Consider Construction Loans?
- Ground-up development
- Major renovations
- Land + construction
- Build-to-suit projects
Key Requirements
- Detailed construction plans and budget
- Licensed general contractor
- Building permits
- Development experience (strongly preferred)
- 20-35% equity
Advantages
- ✓Interest only on drawn funds
- ✓Funds disbursed as needed
- ✓Can include land acquisition
- ✓Construction-to-permanent options available
Considerations
- •Requires detailed plans and budgets
- •Draw schedule inspections
- •Higher rates during construction
- •Completion risk on borrower
Construction Loans in Other Colorado Cities
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