Construction Loans in Omaha, NE
Find lenders offering construction loans in the Omaha, including Council Bluffs, Bellevue, Papillion, and surrounding areas. Compare rates, terms, and programs from 13 lenders.
Construction Lenders Serving Omaha
13 lenders offering construction loans in the Omaha, NE area.
Bank of America
Charlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
JPMorgan Chase
New York, NY
Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
Lima One Capital
Greenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Vaster
Miami, FL
Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.
Wells Fargo
San Francisco, CA
Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.
Omaha Commercial Real Estate Market
Omaha is a financial services powerhouse, serving as the headquarters of Berkshire Hathaway, Mutual of Omaha, First National of Nebraska, and Union Pacific Railroad, which collectively sustain a robust Class A office market in the downtown and Midtown Crossing areas. The Aksarben Village redevelopment near the University of Nebraska Omaha has become a model mixed-use district, combining office, retail, residential, and entertainment uses on a former horse-racing venue. Industrial demand has grown along the I-80 corridor and in the Council Bluffs crossover area, supported by Omaha's central U.S. location and status as a rail hub. The city's data center market has expanded rapidly, with Facebook and Google both operating large facilities in the metro area.
Key Economic Drivers
- ●Berkshire Hathaway, Mutual of Omaha, and Union Pacific Railroad headquarters sustaining premium office demand
- ●Offutt Air Force Base and U.S. Strategic Command providing stable federal employment and housing demand
- ●University of Nebraska Medical Center and Nebraska Medicine driving medical office and life sciences development
- ●Google and Facebook data center campuses in the metro area expanding technology infrastructure demand
Market Insight
Mutual of Omaha is constructing a new 44-story headquarters tower in downtown Omaha, the tallest building between Chicago and Denver, signaling major corporate confidence in the downtown CRE market and catalyzing adjacent development.
Construction Loans in Omaha, Nebraska
Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the Omaha metro area, borrowers can access 13 lenders offering Construction financing, including Council Bluffs, Bellevue, Papillion, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.
Who Should Consider Construction Loans?
- Ground-up development
- Major renovations
- Land + construction
- Build-to-suit projects
Key Requirements
- Detailed construction plans and budget
- Licensed general contractor
- Building permits
- Development experience (strongly preferred)
- 20-35% equity
Advantages
- ✓Interest only on drawn funds
- ✓Funds disbursed as needed
- ✓Can include land acquisition
- ✓Construction-to-permanent options available
Considerations
- •Requires detailed plans and budgets
- •Draw schedule inspections
- •Higher rates during construction
- •Completion risk on borrower
Construction Loans in Other Nebraska Cities
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