Construction Loans in Lincoln, NE
Find lenders offering construction loans in the Lincoln, including Waverly, Hickman, and surrounding areas. Compare rates, terms, and programs from 13 lenders.
Which Construction lenders serve Lincoln?
13 lenders offering construction loans in the Lincoln, NE area.
Bank of America
Charlotte, NC
One of the largest US banks. Commercial real estate lending, construction financing, and SBA loans through nationwide branch network.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
CoreVest Finance
Irvine, CA
Rental portfolio and bridge lender for residential real estate investors. Build-to-rent and portfolio financing specialist. Redwood Trust subsidiary.
JPMorgan Chase
New York, NY
Major CMBS originator and commercial lender. Full range of CRE financing including conduit, agency, and balance sheet.
KeyBank Real Estate Capital
Cleveland, OH
Major bank CRE lender. Balance sheet, agency, and CMBS lending for multifamily, office, retail, and industrial properties.
Lima One Capital
Greenville, SC
Private lender for real estate investors. DSCR loans require 1.5+ ratio, min FICO 700. 5, 10, and 30-year options. Up to 75% LTV on purchases.
Merchants Capital
Indianapolis, IN
Bank-backed commercial lender active in 47 states. Over $6.8B in financing. Specializes in multifamily, affordable housing, and healthcare.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
PNC Real Estate
Pittsburgh, PA
Top-10 US bank with dedicated commercial real estate lending. Construction, bridge, and permanent financing for major property types.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
US Bank
Minneapolis, MN
Fifth-largest US bank. CRE lending including construction, permanent, and SBA loans. Strong in multifamily and affordable housing.
Vaster
Miami, FL
Commercial bridge loan lender for CRE investors. Flexible short-term financing for acquisition, rehab, and construction.
Wells Fargo
San Francisco, CA
Top commercial real estate lender. CMBS, balance sheet, agency, and SBA lending across all property types.
What does the Lincoln commercial real estate market look like?
Lincoln's CRE market is anchored by the University of Nebraska-Lincoln and state government employment, which together provide a stable economic foundation less subject to cyclical swings than many peer markets. The Haymarket District near the university campus has transformed from a neglected warehouse area into the city's premier mixed-use entertainment district, with hotels, restaurants, and Class A office space centered around Pinnacle Bank Arena. The SouthPointe Pavilions and Williamsburg Village areas in south Lincoln represent the primary retail growth corridors, driven by residential expansion. Industrial development has concentrated along the North 56th Street corridor and the Lincoln Airport area, where Kawasaki's rail car manufacturing plant is a major employer.
Key Economic Drivers
- ●University of Nebraska-Lincoln generating consistent demand for student housing, retail, and office space
- ●Nebraska state government operations concentrated in the Capitol environs and downtown district
- ●Kawasaki rail car manufacturing and other advanced manufacturing employers along the North 56th Street corridor
- ●Bryan Health and CHI Health St. Elizabeth regional medical campuses driving healthcare CRE demand
Market Insight
Lincoln's Haymarket District redevelopment, anchored by Pinnacle Bank Arena, has attracted over $300 million in private investment into a formerly underutilized warehouse district, demonstrating the viability of public-private partnership models in mid-sized markets.
How do construction loans work in Lincoln, Nebraska?
Commercial construction loans fund new development or major rehabilitation projects. Funds are disbursed in stages as construction progresses. Most are short-term (12-36 months) and convert to permanent financing upon completion. In the Lincoln metro area, borrowers can access 13 lenders offering Construction financing, including Waverly, Hickman, and surrounding areas. Loan amounts typically range from $500K to $100M with rates from 7% - 10%.
Who should consider construction loans?
- Ground-up development
- Major renovations
- Land + construction
- Build-to-suit projects
What are the key requirements?
- Detailed construction plans and budget
- Licensed general contractor
- Building permits
- Development experience (strongly preferred)
- 20-35% equity
Advantages
- ✓Interest only on drawn funds
- ✓Funds disbursed as needed
- ✓Can include land acquisition
- ✓Construction-to-permanent options available
Considerations
- •Requires detailed plans and budgets
- •Draw schedule inspections
- •Higher rates during construction
- •Completion risk on borrower
Construction Loans in Lincoln FAQ
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