Hard Money Loans in Denver, CO
Find lenders offering hard money loans in the Denver, including Aurora, Lakewood, Boulder, and surrounding areas. Compare rates, terms, and programs from 15 lenders.
Hard Money Lenders Serving Denver
15 lenders offering hard money loans in the Denver, CO area.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
Easy Street Capital
Austin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Lending One
Boca Raton, FL
National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
Park Place Finance
TX
Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.
RCN Capital
South Windsor, CT
Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.
Residential Capital Partners
TX
Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
Tidal Loans
Houston, TX
Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.
Aloha Capital
HI
Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.
Temple View Capital
UT
Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.
Denver Commercial Real Estate Market
Denver is the Mountain West's dominant CRE market, with a diversified economy spanning technology, energy, healthcare, and financial services. The LoDo (Lower Downtown) and RiNo (River North Art District) neighborhoods have been the epicenters of adaptive reuse and new creative office development, transforming former warehouse districts into vibrant mixed-use corridors. The Denver Tech Center (DTC) and Southeast Suburban submarket along the I-25 corridor remain the metro's largest office node by square footage, housing major corporate tenants like Charles Schwab and Arrow Electronics. Industrial development has surged in the I-70/E-470 corridor northeast of the city and in the Commerce City area, fueled by e-commerce distribution and Denver International Airport's expanding cargo operations.
Key Economic Drivers
- ●Denver International Airport (DEN), the third-busiest airport in the U.S., and its Pena Boulevard development corridor
- ●National Western Center redevelopment and related North Denver investment
- ●UCHealth, Centura Health, and major hospital system expansions
- ●Lockheed Martin, Raytheon, and Front Range aerospace and defense employers
Market Insight
Colorado assesses commercial property at 29% of actual value versus approximately 6.7% for residential, creating a notable tax differential that directly impacts CRE net operating income; investors should model effective tax rates carefully across jurisdictions within the metro.
Hard Money Loans in Denver, Colorado
Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the Denver metro area, borrowers can access 15 lenders offering Hard Money financing, including Aurora, Lakewood, Boulder, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.
Who Should Consider Hard Money Loans?
- Fix-and-flip investors
- Distressed property acquisitions
- Borrowers with credit issues
- Deals requiring immediate close
Key Requirements
- Property as collateral (LTV 60-75%)
- Exit strategy
- Down payment or equity
- Property appraisal
Advantages
- ✓Fastest closing (days, not weeks)
- ✓Credit score less important
- ✓Flexible terms
- ✓Finance distressed properties
Considerations
- •Highest interest rates
- •Short terms
- •High origination fees (2-5 points)
- •Requires strong exit strategy
Hard Money Loans in Other Colorado Cities
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