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Hard Money Loans in Fort Worth, TX

Find lenders offering hard money loans in the Fort Worth, including Arlington, Mansfield, Weatherford, and surrounding areas. Compare rates, terms, and programs from 15 lenders.

Lenders
15
Typical Rate
9% - 12%+
Down Payment
10-25%+ cash in
Term
12-18 months
Closing Time
A few days to 1 week

Which Hard Money lenders serve Fort Worth?

15 lenders offering hard money loans in the Fort Worth, TX area.

Easy Street Capital

Local

Austin, TX

Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.

$75K – $5M
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Park Place Finance

Local

TX

Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.

$100K – $5M
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Residential Capital Partners

Local

TX

Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.

$100K – $5M
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Tidal Loans

Local

Houston, TX

Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.

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Anchor Loans

Thousand Oaks, CA

One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.

$100K – $10M
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Broadmark Realty Capital

Seattle, WA

Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.

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Civic Financial Services

Redondo Beach, CA

Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.

$100K – $5M
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Constitution Lending

NJ

Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.

$100K – $2M
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Groundfloor

Atlanta, GA

Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.

$75K – $2M
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Lending One

Boca Raton, FL

National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.

$75K – $5M
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New Silver Lending

FL

Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.

$100K – $5M
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RCN Capital

South Windsor, CT

Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.

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Stbridge Capital

Los Angeles, CA

Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.

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Aloha Capital

HI

Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.

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Temple View Capital

UT

Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.

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What does the Fort Worth commercial real estate market look like?

Fort Worth anchors the western half of the DFW metroplex and has established a distinct CRE identity driven by defense and aerospace manufacturing, logistics, and a rapidly growing population. The Lockheed Martin F-35 Joint Strike Fighter production facility at Naval Air Station Fort Worth is the metro's signature employer, surrounded by a deep aerospace supply chain. The Alliance Texas development near I-35W and SH-170 is one of the largest master-planned industrial and logistics parks in the country, home to BNSF Railway's intermodal hub, Amazon, and dozens of distribution tenants. Downtown Fort Worth's Sundance Square district has attracted mixed-use and hospitality investment, while the Near Southside and Race Street corridors have emerged as creative office and medical submarkets. The city's population surpassed one million, and the surrounding Mansfield-Weatherford corridor is absorbing residential and commercial growth rapidly.

Key Economic Drivers

  • Lockheed Martin Aeronautics F-35 production facility at NAS Fort Worth Joint Reserve Base
  • Alliance Texas logistics hub and BNSF Railway intermodal facility near I-35W
  • Bell Textron helicopter manufacturing and engineering center
  • Medical District anchored by John Peter Smith Hospital, Texas Health Resources, and Cook Children's

Market Insight

Alliance Texas, developed by Hillwood (a Ross Perot Jr. company), encompasses over 26,000 acres and is home to more than 500 companies — making it one of the largest inland ports and master-planned industrial developments in the Western Hemisphere.

How do hard money loans work in Fort Worth, Texas?

Hard money loans are short-term, asset-based real estate loans used when speed and collateral matter more than full bank underwriting. They are common for fix-and-flip projects, distressed acquisitions, and short bridge periods before a sale or refinance. In the Fort Worth metro area, borrowers can access 15 lenders offering Hard Money financing, including Arlington, Mansfield, Weatherford, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 9% - 12%+.

Who should consider hard money loans?

  • Fix-and-flip investors
  • Distressed property acquisitions
  • Auction or deadline-driven closings
  • Short bridge periods before sale or refinance

What are the key requirements?

  • Property or ARV support (often capped near 70-75%)
  • Clear exit plan
  • Cash for down payment, fees, and overruns
  • Appraisal or valuation review

Advantages

  • Fast closings
  • Interest-only payments are common
  • Rehab funding is available on many deals
  • More flexible than bank underwriting

Considerations

  • Higher rates and points than bank or DSCR debt
  • Short terms with real refinance pressure
  • Property type and rural limits are common
  • Extension and draw fees can add up fast

Hard Money Loans in Fort Worth FAQ

How many Hard Money lenders serve Fort Worth, TX?
There are 15 lenders offering hard money loans in the Fort Worth metro area. Of these, 4 are headquartered in Texas, including Easy Street Capital, Park Place Finance, Residential Capital Partners. Loan amounts typically range from 50K to 10M with rates from 9% - 12%+.
What are Hard Money loan rates in Fort Worth?
Hard Money loan rates in Fort Worth typically range from 9% - 12%+, though exact rates depend on factors like your credit score, the property's cash flow, and loan-to-value ratio. Down payments usually run 10-25%+ cash in, and closing can take A few days to 1 week. Compare multiple Fort Worth-area lenders to find the best terms for your deal.
Is hard money the same as a bridge loan?
They overlap a lot. Hard money is usually the more asset-driven, private-capital end of the bridge market, while institutional bridge debt tends to have lower pricing, bigger minimums, and more underwriting.
Can I get a hard money loan with bad credit?
Sometimes, but do not assume credit is irrelevant. Many hard money lenders still pull credit and may lower leverage or raise pricing if the score or history is weak.

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