Hard Money Loans in San Antonio, TX
Find lenders offering hard money loans in the San Antonio, including New Braunfels, Schertz, Boerne, and surrounding areas. Compare rates, terms, and programs from 15 lenders.
Hard Money Lenders Serving San Antonio
15 lenders offering hard money loans in the San Antonio, TX area.
Easy Street Capital
LocalAustin, TX
Investment property lender specializing in fix-and-flip, bridge, and DSCR rental loans. Loans approved in 24 hours, close in 48 hours. Min credit score 600.
Park Place Finance
LocalTX
Direct private lender with 17+ years experience. $1B+ in loans closed. Bridge loans for fix-and-flip, refinance, and cash-out.
Residential Capital Partners
LocalTX
Hard money lender offering up to 85% LTV with no down payment option. Rates starting at 8.5%. Mixed-use, single-family, and multifamily.
Tidal Loans
LocalHouston, TX
Texas-based private money lender. Hard money, bridge, and DSCR rental loans for real estate investors nationwide.
Anchor Loans
Thousand Oaks, CA
One of the largest hard money lenders in the US. Fix-and-flip, bridge, and rental loans. Fast closings with competitive terms for experienced investors.
Broadmark Realty Capital
Seattle, WA
Private real estate lender offering bridge, construction, and land loans. Now part of Ready Capital. Loans from $500K to $25M+.
Civic Financial Services
Redondo Beach, CA
Private money lender for residential investment properties. Bridge and DSCR rental loans. Subsidiary of Pacific Western Bank.
Constitution Lending
NJ
Hard money lender focused on new investors. Fix-and-flip and bridge loans with 9.5-12% rates. No experience required. Up to 90% LTV for renovation.
Groundfloor
Atlanta, GA
Real estate lending platform offering fix-and-flip and bridge loans. Crowdfunding model provides competitive rates for borrowers.
Lending One
Boca Raton, FL
National direct lender for real estate investors. Fix-and-flip, bridge, and 30-year DSCR rental loans. $5B+ in originations.
New Silver Lending
FL
Direct lender for real estate investors. DSCR loans with no minimum DSCR requirement. Also offers fix-and-flip, bridge, and construction loans.
RCN Capital
South Windsor, CT
Nationwide private lender for fix-and-flip, bridge, and rental loans. Fast closings and flexible terms.
Stbridge Capital
Los Angeles, CA
Private money lender in California. Bridge, fix-and-flip, and ground-up construction loans. Fast closings for experienced investors.
Aloha Capital
HI
Private lender offering DSCR rental loans with up to 80% cash-out refinance. Also provides bridge and fix-and-flip financing for investment properties.
Temple View Capital
UT
Private lender offering DSCR rental loans, bridge financing, and fix-and-flip loans for real estate investors. Fast closings with flexible qualification criteria.
San Antonio Commercial Real Estate Market
San Antonio's CRE market is shaped by a large military presence, a booming biosciences sector, and a tourism economy driven by the Alamo, the River Walk, and convention activity. Joint Base San Antonio — encompassing Fort Sam Houston, Lackland AFB, and Randolph AFB — is the city's largest employer and supports significant off-base commercial and hospitality demand in the surrounding corridors. The South Texas Medical Center on Fredericksburg Road is one of the largest medical employment concentrations in the state, generating sustained demand for medical office and life sciences space. The I-35 corridor north toward New Braunfels and the 1604 Loop suburban ring are the primary growth areas for retail, industrial, and multifamily development, while the Pearl Brewery district has become a nationally recognized adaptive reuse success story.
Key Economic Drivers
- ●Joint Base San Antonio (Fort Sam Houston, Lackland, Randolph), the largest joint military installation in the U.S.
- ●South Texas Medical Center corridor including UT Health San Antonio, Methodist Healthcare, and Christus Health
- ●Toyota Motor Manufacturing Texas truck plant and associated supplier network on the south side
- ●Tourism and convention economy anchored by the River Walk, Alamo, and the Henry B. Gonzalez Convention Center
Market Insight
San Antonio's cybersecurity industry has grown significantly due to the military's cyber operations presence at Lackland AFB and Port San Antonio, creating a specialized demand for secure office space and data center facilities in the surrounding corridors.
Hard Money Loans in San Antonio, Texas
Hard money loans are short-term, asset-based loans primarily secured by real estate. Funded by private investors or companies rather than banks, they prioritize the property's value over the borrower's creditworthiness. Ideal for fix-and-flip, distressed properties, and deals that need to close fast. In the San Antonio metro area, borrowers can access 15 lenders offering Hard Money financing, including New Braunfels, Schertz, Boerne, and surrounding areas. Loan amounts typically range from $50K to $10M with rates from 10% - 15%.
Who Should Consider Hard Money Loans?
- Fix-and-flip investors
- Distressed property acquisitions
- Borrowers with credit issues
- Deals requiring immediate close
Key Requirements
- Property as collateral (LTV 60-75%)
- Exit strategy
- Down payment or equity
- Property appraisal
Advantages
- ✓Fastest closing (days, not weeks)
- ✓Credit score less important
- ✓Flexible terms
- ✓Finance distressed properties
Considerations
- •Highest interest rates
- •Short terms
- •High origination fees (2-5 points)
- •Requires strong exit strategy
Hard Money Loans in Other Texas Cities
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