Mezzanine Loans in Baltimore, MD
Find lenders offering mezzanine loans in the Baltimore, including Towson, Columbia, Annapolis, and surrounding areas. Compare rates, terms, and programs from 8 lenders.
Mezzanine Lenders Serving Baltimore
8 lenders offering mezzanine loans in the Baltimore, MD area.
Walker & Dunlop
LocalBethesda, MD
Major commercial real estate finance company. Multifamily specialist. Agency, bridge, and mezzanine lending.
Acore Capital
New York, NY
Commercial real estate finance company providing bridge, mezzanine, and preferred equity. $20B+ in originations. Institutional-quality deals.
CBRE Capital Markets
Dallas, TX
Global CRE services and capital markets. Arranges debt and equity for all commercial property types.
Goldman Sachs
New York, NY
Major CMBS conduit originator. Large-scale commercial mortgage financing and mezzanine debt.
Greystone
New York, NY
Full-service commercial real estate lending platform. Agency, bridge, mezzanine, and permanent financing. Top Freddie Mac and FHA lender.
JLL Capital Markets
Chicago, IL
Global commercial real estate services firm. Debt placement, equity advisory, and investment sales across all property types.
LoanCore Capital
Hartford, CT
Transitional commercial real estate lender. Bridge and mezzanine debt for value-add and repositioning strategies.
Morgan Stanley
New York, NY
Top CMBS originator. Large commercial real estate lending and securitization.
Baltimore Commercial Real Estate Market
Baltimore's commercial real estate market benefits from proximity to Washington, D.C., a major port, and world-class medical and research institutions. The Inner Harbor and Harbor Point developments have reshaped the waterfront into a mixed-use destination with significant office and hospitality inventory, while Port Covington's $5.5 billion redevelopment — anchored by Under Armour's global headquarters — represents one of the largest urban renewal projects on the East Coast. The Johns Hopkins medical campus in East Baltimore and the University of Maryland BioPark drive demand for lab space and medical office. Industrial demand remains strong at the Port of Baltimore and along the I-95 corridor, particularly for logistics and distribution facilities.
Key Economic Drivers
- ●Johns Hopkins University and Health System, the city's largest private employer with 50,000-plus workers
- ●Port of Baltimore and its growing role in East Coast container and auto import logistics
- ●University of Maryland Medical System and BioPark life sciences campus
- ●Port Covington and Harbor Point waterfront redevelopment attracting corporate tenants
Market Insight
Maryland's Enterprise Zone tax credits offer a 10-year real property tax reduction for qualified projects in designated Baltimore neighborhoods, with credits of up to 80% in the first year — one of the most generous urban CRE incentive programs on the East Coast.
Mezzanine Loans in Baltimore, Maryland
Mezzanine financing sits between senior debt and equity in the capital stack. It allows borrowers to increase leverage beyond what a first mortgage provides, reducing the equity needed for a deal. Secured by a pledge of the borrower's ownership interest rather than a lien on the property. In the Baltimore metro area, borrowers can access 8 lenders offering Mezzanine financing, including Towson, Columbia, Annapolis, and surrounding areas. Loan amounts typically range from $1M to $100M with rates from 10% - 18%.
Who Should Consider Mezzanine Loans?
- Reducing equity requirement
- Large acquisitions
- Development projects
- Recapitalizations
Key Requirements
- Strong sponsor track record
- Viable business plan
- Senior lender approval for subordinate debt
- Adequate debt service coverage for total debt
Advantages
- ✓Reduce equity needed
- ✓No lien on property (pledge of ownership)
- ✓Flexible structures
- ✓Can be interest-only
Considerations
- •High interest rates
- •Subordinate position = higher risk
- •Requires senior lender approval
- •Complex documentation
Mezzanine Loans in Other Maryland Cities
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